BSB 806 015

To give you the best possible experience, this site uses cookies. Learn more about cookies.

BSB 806 015

Home Loan Comparison Calculator

Are you undecided about which home loan is best for you? Our home loan comparison calculator can eliminate any confusion and provide an accurate breakdown of the differences between two home loan products.

How to use this calculator

Compare two P&N home loan products or compare how much you could save by comparing a P&N home loan against that of a different financial institution. Calculate the difference in interest rate repayments, monthly fees and application fees and discover how extra repayments could save you thousands in interest.

If you currently have a home loan with another bank, it's a smart approach, and may save you money, by doing a periodic review of your current situation by comparing your home loan. Use the comparison calculator to see how much you could save by making the switch to P&N Bank.

Ready to take the next step?

If you're ready to apply for a home loan, or would like to speak to a specialist to discuss your options, please contact us below and our friendly team will be able to assist.

Book an appointment

  • In one of our 15 branches
  • At your home or workplace
  • Video appointment with our virtual lending team
Request appointment

Make an enquiry

Are you after more information? One of our experienced home lenders will get in touch with you to answer any questions you may have.

Enquire now


Frequently asked questions

  • How can I compare home loan rates?

    Our home loan comparison calculator can be used to show a side by side comparison of our home loan rates and products.

    We have a range of different home loan options depending on your deposit, whether you want a fixed or variable rate and whether you are an owner occupier or investor.

    To find out more, please contact us on 13 25 77 to speak to a lending specialist or alternatively, you can arrange for one of our mobile lenders to come to you and discuss your needs.

  • Which P&N home loan is best for me?

    You can compare our home loans by using our online calculator. Alternatively, you can contact us on 132577 to speak to a lending specialist, or reach out to our mobile home loan specialists who arrange a visit to you to discuss your options.

  • How do I find the cheapest home loan?

    When looking for the cheapest home loan, online comparison tools and calculators as well as speaking with home lenders or mortgage brokers can help you find the best option to suit your needs. Call us on 13 25 77 to speak with a lending specialist, or one of our mobile lenders can come to you to help get you started.


The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. The calculations do not take into account any product features or fees and charges that may be charged to your loan or fees such as Lenders Mortgage Insurance, which if applicable will add to the cost of your loan and repayments. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Lending criteria applies to the approval of credit products. Terms and conditions apply and are available on request. Fees and charges are payable.

Calculator by Widget Works

Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

View Home Loan Key Fact Sheets

We'd like to use your current location

For a more localised experience please enter your location below...


Set your location for a more localised experience.