BSB 806 015

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Due to planned maintenance our digital banking services will be unavailable on Saturday 16 October from 9:30pm until 10:00pm AWST. We apologise for any inconvenience. View details

BSB 806 015

Home Loan Comparison Calculator

Are you undecided about which home loan is best for you? Our home loan comparison calculator can eliminate any confusion and provide an accurate breakdown of the differences between two home loan products.

How to use this calculator

Compare two P&N home loan products or compare how much you could save by comparing a P&N home loan against that of a different financial institution. Calculate the difference in interest rate repayments, monthly fees and application fees and discover how extra repayments could save you thousands in interest.

If you currently have a home loan with another bank, it's a smart approach, and may save you money, by doing a periodic review of your current situation by comparing your home loan. Use the comparison calculator to see how much you could save by making the switch to P&N Bank.

Ready to make the next step?

If you're ready to apply for a home loan, or would like to speak to a specialist to discuss your options, please contact us below and our friendly team will be able to assist.

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Frequently asked questions

  • How can I compare home loan rates?

    Our home loan comparison calculator can be used to show a side by side comparison of our home loan products.

    We have a range of different home loan options depending on your deposit, whether you want a fixed or variable rate and whether you are an owner occupier or investor.

    To find out more, please contact us on 13 25 77 to speak to a lending specialist or alternatively, you can arrange for one of our mobile lenders to come to you and discuss your needs.

  • Which P&N home loan is best for me?

    You can compare our home loans by using our online calculator. Alternatively, you can contact us on 132577 to speak to a lending specialist, or reach out to our mobile home loan specialists who arrange a visit to you to discuss your options.

  • How do I find the cheapest home loan?

    When looking for the cheapest home loan, online comparison tools and calculators as well as speaking with home lenders or mortgage brokers can help you find the best option to suit your needs. Call us on mobile lenders can come to you to help get you started.


The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. The calculations do not take into account any product features or fees and charges that may be charged to your loan or fees such as Lenders Mortgage Insurance, which if applicable will add to the cost of your loan and repayments. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change. Lending criteria applies to the approval of credit products. Terms and conditions apply and are available on request. Fees and charges are payable.

Calculator by Widget Works

Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees & charges. Different terms, fees and other loan amounts might result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.

View Home Loan Key Fact Sheets

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