BSB 806 015

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BSB 806 015


An affordable low rate credit card with a range of insurance plans and extra services.


Low Purchase Rate

Take advantage of a great interest rate on purchases.

Insurance Plans

Enjoy peace of mind with a range of complimentary insurance plans.

Digital Wallet

Tap and pay with your
compatible mobile phone.


The benefits keep coming

  • Low Annual Fee - just $99

  • Easier cashflow management - up to 45 days interest free on purchases

  • Instant digital card - instantly access your card details securely to transact online or add to your Digital Wallet to make purchases instore

  • Peace of mind - your card is protected by Visa Zero Liability and Verified by Visa which protect you against fraudulent transactions

  • Plenty of perks - access to special lifestyle, entertainment and travel privileges through Visa Premium

  • Complimentary insurance plans - overseas travel, interstate flight, extended warranty, purchase security and transport accident insurance

Interest rates

Product Name Purchase Rate
Cash Advance Rate
Balance Transfer Rate
P&N Bank Visa Platinum 11.31% p.a. 19.99% p.a. 11.31% p.a.

Ready to apply or want to find out more?

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.

View P&N Bank Visa Platinum fees & charges

View Credit Card Conditions of Use

View Credit Card Account Access Conditions of Use

The complimentary insurance plans are issued to Cuscal Limited ABN 95 087 822 455 AFSL 244116 by Chubb Insurance Australia Limited ABN: 23 001 642 020; AFSL: 239687 for the benefit of P&N Bank cardholders. The terms and conditions of the complimentary insurance plans for the P&N Bank Visa Platinum Credit Card are specified in the applicable Policy Information Booklet. Cover is available under the insurance plans for purchases using a current P&N Bank Visa Platinum Credit Card. The complimentary insurance plans are not a product of, nor guaranteed by P&N Bank.

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