BSB 806 015

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BSB 806 015

The Aussie spirit is alive and well

Anna Pearce, General Manager

You don’t have to look far to see efforts of bravery and selflessness amidst the tragedy of this bushfire season on both sides of the country. 

Seeing the images showing the suffering of fellow Australians and our native flora and fauna has been heart breaking.

It’s times like this that we are so grateful for the many who put others before themselves. Our firefighters, police, vets, doctors and nurses and all the wonderful emergency services workers and volunteers give us good reason to celebrate the Australian community spirit every time a tragedy befalls our community. 

And of course, it’s this spirit of collectivism and sense of community that is at the very essence of our Bank. P&N Bank exists solely for our members which is why we always put them at the heart of everything we do.

With such a low interest rate environment, and a market that we hope is starting to turn for the better, our team has been working hard to ensure our lending products provide the right opportunities for as many West Aussies as possible to find a competitive loan suitable for their stage in life.

Earlier this year, after a rigorous selection process, P&N Bank was selected on the lending panel for the Federal Government’s new First Home Loan Deposit Scheme offered by the National Housing Finance and Investment Corporation (NHFIC). As a strong long-standing WA brand, we’re very proud to be a part of what we believe is an important and innovative approach to helping more first home buyers (FHB) enter the market.

Eligible first home buyers on low and middle incomes can now benefit from the new Scheme, which helps them take out a mortgage with a minimum 5% deposit and the ability to avoid paying lenders mortgage insurance (LMI). We’re very pleased that so many first home buyers have already taken advantage of this Scheme and I urge you to get in touch with one of our lenders if you would like to know more.

On the other side of the age spectrum, as one of a handful of banks in Australia to offer Reverse Mortgages, P&N continues to help eligible over 65-year-old members unlock the equity they have in their homes to assist with living or lifestyle expenses.

These offerings underscore our strong capability as a lender in the WA market and our genuine commitment in helping West Australians.

Naturally we are not only focussed on lending, and have many exciting digital banking upgrades on the horizon to help make your lives easier.

In closing, I trust you will continue to share your feedback with us and I look forward to staying in touch.

Anna Pearce
General Manager

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