BSB 806 015

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BSB 806 015


It takes many hands to make life work. And no one gets that more than P&N.

Especially when it comes to home loans. Whether you’re a financial fiend, or a numbers newbie.

Our home loan specialists will guide you through your journey.

Want to crunch the numbers?

Making the right choice for your home loan can save you a lot of money in the long run. Whether you're buying your first home, switching lenders, relocating, improving your forever home or downsizing you're sure to find a home loan to suit your needs at P&N Bank, and we'll help you make the switch as easy as possible.

Our loan calculators will help you crunch the numbers and give you confidence to step forward into buying your home or switching to a better deal.


We work to give you competitive rates

Our & Home Loan Introductory rate is just 2.79% p.a. (comparison rate 3.23% p.a.), and the good news doesn't stop there.

  • Save money on interest - our & Access Account is an everyday account which gives you a 100% balance interest offset against your & Home Loan - with no monthly fee.

  • Pay off your loan sooner - you can make additional payments on your & Home Loan to help pay off your mortgage sooner, and access your extra repayments any time for free.

  • We're here to make you home loan savvy - our lending specialists are on hand to make the home loan journey easy, whether it’s your first home, family home, or your forever home.

Mobile lender to visit you. Book appointment.More information? Enquire now.Contact us

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Important Information

Credit products issued by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Rate reverts to & Home Loan Rate after 12 months (currently 3.27% p.a). Offer subject to withdrawal. Any advice given is general only and does not take into account your personal objectives, financial situation or needs. Please consider any Terms and Conditions and whether a product is right for you.

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