BSB 806 015

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BSB 806 015

Easy Living Savings Account

A P&N Bank Easy Living Savings Account gives you a range of fee free transactions to help you save more money once you turn 50.

For members


No monthly fee

$500 minimum balance

Visa Debit Card

Includes payWave

  • Fee free transactions for over 50s - Save more with our range of special fee free transactions.
  • No monthly fee - Maintain a $500 minimum balance and we'll waive the monthly fee.
  • Visa Debit Card - Access your funds wherever VISA is accepted.
  • Easy access - Access your funds 24/7 via Internet banking, Mobile App, Phone banking and SMS banking.
  • Over 3000 free ATMs - Free and convenient access to your funds via rediATM, NAB and BOQ ATMs, one of Australia's largest ATM networks.
  • Peace of mind - Your Visa Debit card is protected by Visa Zero Liability when using Visa payWave or pressing credit in store. Additionally, Verified by Visa adds an extra layer of security to select online transactions.

Interest rates

Product Name Tier Rate
Interest Calculated Interest Credited
Easy Living Savings Account $0 - $99,999 0.01% p.a. Daily balance Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easy Living Savings Account > $100,000 0.05% p.a. Daily balance Quarterly - Mar, Jun, Sept, Dec. Last day of month

Easy Living Savings Account fees & charges

Account fees & charges
Monthly Base Balance Fee


Base Balance


Unlimited Free Transactions
  • Payroll Credit
  • Direct Credit
  • [email protected]™ deposit¹
  • Internet Banking Transfer
  • Mobile App Transfer
  • Phone Banking Transfer
  • Express Cheque Deposit
  • Cheque Deposit
  • Cash Deposit (notes)
  • Direct Debit from another institution to P&N Bank
  • VISA Purchase
  • [email protected]™ withdrawal¹
  • BPay®
  • Auto Transfer (internal/external)
  • Direct Debit
  • Cash Withdrawal
  • Member Cheque
  • Manual Transfer

The table above covers fees and charges related to this product.

Other fees & charges that apply to all of our accounts can be found on our fees and charges page

¹ [email protected]™ deposits and withdrawals are available only with an P&N ATM Card or VISA Card. Cheques must be made out in the name of the cardholder to be accepted at [email protected]™ and are subject to 4 working days clearance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Up to 0.05 % p.a. Interest Rate

One or both account holders must be at least 50 years of age

View the Product Disclosure Statement

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