Credit cards
P&N have low rate Visa credit cards for your purchases, with two options – Visa Classic & Visa Platinum. Choose the credit card that is right for you.
The Simple Visa Credit Card is a low rate credit card with a purchase interest rate that matches the Simple Home Loan.
- Low variable purchase rate - that matches the Simple Home Loan rate.
- No account or annual fees - for as long as you hold the Simple Home Loan.
- Tap and pay with your compatible mobile phone - using Apple Pay, Google PayTM or Samsung Pay a smarter way to pay.
- Easier cashflow management - up to 45 days interest-free on purchases.
- Globally recognised - access to your funds whenever Visa is accepted.
- Wave and go - Visa payWave allows you to pay faster with less hassle.
- Peace of mind - your card is protected by Visa Zero Liability and Verified by Visa which protect you against fraudulent transactions.
- Minimum Credit Limit - $1,000
Interest rates
| Product Name |
Purchase Rate (Variable) |
Cash Advance Rate (Variable) |
Balance Transfer Rate (Variable) |
|---|---|---|---|
| Simple Visa Credit Card | 3.47% p.a. | 19.99% p.a. | 3.47% p.a. |