Credit cards
P&N have low rate Visa credit cards for your purchases, with two options – Visa Classic & Visa Platinum. Choose the credit card that is right for you.
To give you the best possible experience, this site uses cookies. Learn more about cookies.
Credit Card linked to the Simple Home Loan with a low variable purchase rate that matches your Simple Home Loan rate.
Low variable rate
On purchases
Interest free
Up to 45 days
Minimum credit limit
$1,000
The Simple Visa Credit Card is a low rate credit card with a purchase interest rate that matches the Simple Home Loan.
Product Name |
Purchase Rate (Variable) |
Cash Advance Rate (Variable) |
Balance Transfer Rate (Variable) |
---|---|---|---|
Simple Visa Credit Card | 3.47% p.a. | 19.99% p.a. | 3.47% p.a. |
Annual fee | $0 |
Cash advance (domestic and overseas) | $5 |
Replacement of lost card | $10 |
Urgent VISA card | $50 |
Overseas emergency replacement | |
Approved | $320 |
Declined | $70 |
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
3.47 % p.a. Purchase Rate
To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link). Lending criteria applies. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.
View Simple Visa Credit Card Fact Sheet
View Credit Card Conditions of Use
View Credit Card Account Access Conditions of Use
Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.
The Simple Visa Credit Card is only available to Simple Home Loan holders. During any period in which a Simple Home loan is not held, the interest rates and fees applicable to the Simple Visa Credit Card will be the P&N Bank Visa Classic Card interest rates and fees. Only one Simple Visa Credit Card is allowed per member.
We'd like to use your current location
For a more localised experience please enter your location below...
Set your location for a more localised experience.