Blame it on our isolation, but West Aussies love to travel. So where do you want to go? If you work out a ballpark budget, you’ll get a realistic idea of how long you can afford to travel for, and in what style. Costs to consider include:
You’ll treasure your holiday even more if you’re not paying it off for years to come. Doing a budget will help you identify where you can make savings. A few little sacrifices here soon add up to you having a great time over there.
While you’re on a spending diet, you want to fatten up your savings as quickly as possible. That’s where we can help. P&N Bank offers special savings accounts with irresistible interest rates to help you get up, up and away sooner.
So now you know where and when, its time to get booking. Many people choose to DIY and book online, however, you’ll find most travel agents price match airfares, and if something goes wrong or dates need changing, they’ll handle it for you.
They’ll take care of practicalities like making sure you have the right visas and a valid passport. Plus as they buy in bulk, they can source deals, seats and packages you might not be able to.
A specialist travel agent with on the ground knowledge of your destination can help craft an itinerary you might not have thought of.
Of course for many people half the fun is in the anticipation and planning. If that’s you, Trip Advisor is a tab away.
In general, a mix of cash and cards are your safest option.
It is good to have at least a little local currency on hand when you arrive so you can pay for transport, tips and food on arrival.
Even if you have a credit card, it is worth considering a multi-currency debit card like P&N’s MasterCard Cash Passport.
You can load it up with up to 10 currencies and lock in the exchange rate before you travel, so there are no nasty surprises.
There are no transaction fees on purchases, and you can use it to withdraw cash through any ATM that accepts MasterCard.
Tell us your travel dates so we know it’s you making all those purchases overseas, and not a card skimmer.
The saying goes if you can’t afford travel insurance, you can’t afford to travel. From ash clouds, to getting the flu the day you’re supposed to travel, there are a myriad of things big and small that can muck around your travel plans.
With travel insurance you have the security of knowing if the worst happens you’ll have the best outcome.
You’ll also want the Australian government looking out for you. Register with smartraveller.gov.au and they’ll know where to find you in an emergency.
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