24/7 claims
Here for you at any time of the day. Call our partner CGU’s claims team 24 hours a day, 7 days a week to lodge a claim.
Payment flexibility
Flexible when it comes to your insurance payments – pay fortnightly, monthly, or quarterly, at no extra cost.
Over 160 years of trust
Australians have been trusting CGU Insurance to protect them since 1851.
What type of insurance are you looking for?
Home insurance
We have options to suit your needs and budget. Choose to insure your building, contents, or both.
Car insurance
From basic cover to a full comprehensive policy, we offer different levels of protection for your car.
Landlords insurance
Get broad protection and better peace of mind for your investment property.
Motorcycle insurance
Comprehensive Motorcycle Insurance will help you leave your worries behind when you hit the open road.
Caravan insurance
Comprehensive cover for your home-on-wheels that can be tailored to suit your needs.
Boat insurance
Set sail without a care in the world when you take out comprehensive cover for your boat.
Trailer insurance
Need your trailer to be ready when you are? CGU cover theft, damage, fire and more.
Travel insurance
Whether you’re heading overseas or exploring Australia, Cover-More Travel Insurance offers a range of insurance options.
Get a free insurance quote online
Handy insurance calculators
Not sure how much your home and contents are worth? Crunch the numbers using these handy insurance calculators and avoid the possibility of
Building insurance value calculator
Home contents value calculator
Manage your insurance online
For policies purchased or renewed after DATE, you can make certain updates online, such as adjusting your excess amounts or optional benefits.
Simply log in to your account to see the available options. For assistance, call CGU at .
For significant changes, like purchasing a new car, please call us directly at .
Manage your insurance onlineNeed to make a claim?
Call our partner CGU's claims team 24 hours a day, seven days a week on to lodge a claim.
Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page or by logging in to your CGU online account.
Important information
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations (TMDs).