Trailer Insurance includes:
- New replacement
CGU can replace your trailer with a new one if it's written off in its first 2 years in an incident CGU cover (your trailer must have been new or a demonstration model when you bought it).1 - Fire and flood
You’re covered if your trailer is damaged by fire, storm, flood or tsunami. - Emergency repairs
CGU covers you for agreed emergency repairs you need to make after an incident it covers, so that your trailer’s safe to tow (up to $800).
- Theft and damage
You’re covered if your trailer is vandalised, stolen or accidentally damaged. - Towing and storage
CGU pays for towing to a repairer or safe place if your trailer is damaged and can’t be used after an incident it covers. CGU also pays reasonable storage costs for your trailer until it’s repaired or CGU settles your claim (whichever comes first).
Why choose to insure through CGU?
Flexible payment options
Choose your cover and pay fortnightly, monthly or quarterly at no extra cost.
Claims guarantee
CGU offers a lifetime guarantee on the workmanship of authorised repairs, valid for as long as you own the trailer.
Manage your insurance online
For policies purchased or renewed after DATE, certain updates can be made online.
Manage your insurance online
For policies purchased or renewed after DATE, you can make certain updates online, such as adjusting your excess amounts or optional benefits.
Simply log in to your account to see the available options. For assistance, call CGU at .
For significant changes, like purchasing a new car, please call us directly at .
Manage your insurance onlineNeed to make a claim?
Call our partner CGU's claims team 24 hours a day, seven days a week on to lodge a claim.
Home or motor vehicle claims can also be made online by visiting the CGU Insurance claims page or by logging in to your CGU online account.
Frequently asked questions
The changes you can make to your policies using your online account depend on the specific policies you hold.
For example, if you have a Comprehensive Car Insurance policy, you can:
- Add/edit the car's VIN
- Add/remove a windscreen option
- Add/remove a hire car
- Add/remove drivers
- Add/remove the car's credit provider
- Amend your excess
- Amend your sum insured
- Change and view your risk address
- Change kilometres driven/garaging
- Change the address where the car is kept
- Change your car's number plate details
- Switch from agreed value to market value
For more information about what changes you can make to your policy, please
contact CGU on 13 24 81.
Important information
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations (TMDs).
1. Conditions apply to this additional benefit, including that your trailer must weigh less than 3.5 tonne.