Protect your home with Building Insurance.
If your home is damaged or destroyed by a covered incident, CGU will cover the cost to repair or rebuild it, up to the sum insured.
Additionally, if you can't live in your home due to damage from a covered incident, CGU help cover the costs of temporary accommodation for up to a year.
For more comprehensive coverage, consider choosing Building Plus when you get a quote.
Building Insurance includes:
- Theft & vandalism
Cover damage to your home from robbery and vandalism, including stolen keys. - Flood, storm & storm surge
Cover for damage to your home caused by flood, rainwater run-off, storm, storm surge, and tsunami.1 - Rebuilding your home
CGU pays to repair or rebuild your home up to the insured amount if it’s damaged by a covered event.
- Fire
Cover for loss and damage to your home and items caused by fire (including bushfire). - Temporary accommodation
If your home can't be lived in after a covered event, CGU pays for temporary accommodation.2 - Liability for injury or damage
Cover for your legal liability in some situations if someone’s injured or their property’s damaged (up to $20m).3
Optional cover
Accidental damage
Add cover for damage to your home from unintentional mishaps, like putting a hole in the wall while moving furniture.
Motor burnout
Add cover for electric motor burnout in fixtures and permanently fixed appliances like air con and dishwashers, including parts and labour.4
Do you know how much your building is worth?
Avoid the possibility of under-insuring your building and make sure you have appropriate cover for your four (or more!) walls.
Building insurance value calculator
Important information
Excesses may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations (TMDs).
1. CGU don’t cover actions of the sea, such as tides and waves.
2. If you have Building Insurance with CGU Insurance, and you own and live in your home, CGU covers the costs for temporary accommodation that CGU agrees are reasonable and appropriate for you. Additional limits, exclusions and conditions apply.
3. Cover applies if the incident happens at your home (under Building insurance).
4. CGU covers motors for up to 15 years after they were made, provided they are not covered by a warranty or used in your business.