Motorcycle insurance
Protect your motorcycle during its life cycle. Whether you're a weekend enthusiast or enjoy a two-wheeled ride on a daily basis, insurance through P&N Bank will help you leave your worries behind when you hit the open road.
Choice of high-level protection
Want to make sure your pride and joy on wheels has the highest level of cover? You can’t go past CGU Comprehensive Motorcycle Insurance.*
Protection from uninsured drivers
Been in an accident with an uninsured motorist and it’s not your fault? CGU will help repair the damage with up to $5,000.*
Choose your own repairer
If the time comes for a repair job, you’ve got the choice of who repairs your motorcycle.*
Choose the right motorcycle insurance policy
Comprehensive
Want the highest level of cover available through P&N? This covers damage to your motorcycle and damage caused to others'.*
- Up to $30 million of liability cover
- Protection from uninsured drivers - full cover
- Earned No Claim Bonus protection
- New motorcycle replacement up to one year old
- Emergency or temporary repairs
- Towing and transport of your motorcycle
- Removal of debris
- Personal items up to $1,000
- Re-coding of locks and barrels after theft of keys
- Storage costs
Third Party Fire & Theft
You'll be covered if you cause damage to another vehicle, or if your motorcycle is stolen or catches fire.*
- Up to $30 million of liability cover
- Protection from uninsured drivers - up to $5,000
- Earned No Claim Bonus protection
- New motorcycle replacement up to one year old
- Emergency or temporary repairs
- Towing and transport of your motorcycle
- Removal of debris
- Personal items up to $1,000
- Re-coding of locks and barrels after theft of keys
- Storage costs
Third Party Property
A basic level of cover that covers you for the cost of damage to other people's cars or property.*
- Up to $30 million of liability cover
- Protection from uninsured drivers - up to $5,000
- Earned No Claim Bonus protection
- New motorcycle replacement up to one year old
- Emergency or temporary repairs
- Towing and transport of your motorcycle
- Removal of debris
- Personal items up to $1,000
- Re-coding of locks and barrels after theft of keys
- Storage costs
This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS).
Ready for a quote?
To get a quote for motorcycle insurance, you can either contact us on 13 25 77 during business hours or request a callback.
There’s no such thing as a silly question
To make an insurance claim you'll need your policy number and the time, date and details of the event – whether it be a car accident, home damage or lost/stolen property.
For car insurance claims, you'll also need the details of any other people involved in the incident including their name, address and registration number, contact details and any relevant documents.
An insurance excess is simply the amount that you'll need to pay towards the cost of an insurance claim.
There are different types of excess that apply to different policies. For example, in addition to the basic excess which applies when you make a claim on Car insurance, you may also be required to pay an age excess, inexperienced drivers excess or additional excess. Please refer to your Product Disclosure Statement for more information.
You'll receive your insurance policy renewal in the mail a few weeks before your policy is due to expire. Please make sure your contact details are up-to-date and advise us of any changes to your personal circumstances or the insured asset, as this may require changes to your policy.
If you're making monthly or quarterly direct debit payments on your policy, and are happy with your policy renewal information, you don't need to do anything. Your policy will automatically renew at the new premium amount advised. If you pay annually, you'll need to arrange payment of the premium amount quoted.
If you would like to speak to someone about your policy renewal, or make changes to your policy, please call us on 13 25 77 and one of the team will be happy to help.
Important information
*Underwriting criteria, policy terms, conditions, limits and exclusions apply. Please see the Product Disclosure Statement for full details.
Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL 240701 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722, AFSL 227681. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement and Target Market Determinations (TMDs).