About P&N Bank
We are a customer-owned bank proudly based in Western Australia, helping you achieve your financial goals.
BSB 806 015
Download our app for an even better mobile banking experience
To give you the best possible experience, this site uses cookies. Learn more about cookies.
Open a new bank account
At P&N Bank we put our customers first. Our aim is to provide West Aussies with a genuine banking alternative, and to offer competitive banking products along with a community spirit that works to provide a helping hand to those in need.
Our & Transaction account offers:
Instant Visa Debit card
Be able to shop using your new account before your physical card arrives.
No minimum balance
Keep your money where it belongs without having to worry about fees.
Digital banking access
Your banking needs at your fingertips.
It’s easy to open a P&N Bank & Transaction Account online. It only takes a few minutes.
Our & Transaction Account is a fee-free everyday account with a range of convenient payment options to suit the way you spend.
Why open an account with P&N Bank?
- 14 local WA branches - with some open on Saturdays.
- Perth-based contact centre - open six days a week.
- Tap and pay with your smartphone - using Apple Pay, Google Pay™ or Samsung Pay.
- Fee free banking - including free withdrawals at major bank ATMs.
- Optional Pay&Save - to help you save without trying.
- Mobile apps - an everyday banking app and a dedicated budgeting app.
- Competitive home loans - buy, refinance, invest or access equity.
- Personal loans - competitive rates and flexible repayment options.
- P&N Bank empowerment grants - our program supporting those in need.
- Perth Wildcats - access discounted memberships and tickets.
How to open an account
New customers can open a savings or transaction account online in just a few steps. You'll need to be at least 18 years of age, an Australian citizen and have at least two of the following three forms of identification – a valid Australian driver's licence, Australian passport, or your Medicare card.
If you prefer to visit one of our 14 branches to open an account, find your nearest branch. Alternatively, you can give our friendly, local team a call on 13 25 77. They’re available six days a week.
If you're an existing customer, you can log in to Internet Banking and click on Apply, or you can use the P&N Bank mobile app and select Open an account in the menu.