A Home Loan Key Facts Sheet offers information about our home loans
Making the right choice for your home loan can save you a lot of money in the long run. Whether you're switching lenders, relocating, improving your home or downsizing you're sure to find a home loan to suit your needs at P&N Bank, and we'll help you make the switch as easy as possible.
Variable 3.47 % p.a. Interest Rate
3.47 % p.a. Comparison Rate
A low variable rate for owner occupier borrowings up to 90% of the property value
Purchases at the same rate as the & Home Loan (excluding any intro rate offer)
Transaction account with 100% balance interest offset
Protect your investment with home and contents insurance
Variable 2.99 % p.a. Interest Rate
3.43 % p.a. Comparison Rate
Variable 12 month introductory rate for owner occupier borrowings up to 90% of the property value and a minimum loan amount of $150,000. With the flexibility of optional Home Loan & Bag features.
If you're not sure which home loan is right for you or how much you can borrow then try our loan calculators. You can compare home loans to see which best suits your needs, work out how much you can borrow, or even how much you could save over the life of your loan by making extra repayments.
Switching from an existing home loan may seem like too much hassle, but it can save you a lot of money in the long run. We make refinancing your loan easy with our simple application process, and our mobile lenders will even come to you to get you started.
If you're unsure of which home loan is right for you and you're wanting to know more about what options are out there, you may be looking for assistance with making home loan comparisons. Our Home Loan Comparison Calculator can also make the process easier for you.
With our simple application process and fast approvals, applying for a home loan with P&N Bank couldn't be easier. Our mobile lenders can come to you, even on weekends, and talk you through the best option for your home lending needs.
Ready to apply or want pre-approval?
Start your application online or call us on 13 25 77 8am - 6pm Mon - Fri and 9am - 5pm Sat (AWST)
Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees & charges. Different terms, fees and other loan amounts might result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.
QBE Insurance (Australia) Limited is the issuer of the insurance policies detailed. These products are not a product of, nor guaranteed by Police & Nurses Limited (P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701 who will receive a commission payment of up to 20% of the premium for arranging a policy sale.
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