COVID-19 financial relief
For those members looking for certainty in their home loan repayments for owner-occupied loans in the coming months, we have decreased the rates on our 2 and 3 year Fixed Rate products. Find out more about our COVID-19 financial relief package.
Our Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for 1 to 5 years, plus flexible repayment options during the fixed term.
- Peace of mind - enjoy a fixed interest rate for 1 to 5 years and a variable rate thereafter.
- Convenient repayments - choose from monthly payroll deduction, auto transfer, direct debit or [email protected]™.
- Repayment options to suit your lifestyle - interest only repayments available for up to 5 years so you have control over your funds.
- For loans of all sizes - obtain a loan that suits your needs starting at $20,000 right up to 95% of the property value.
- Borrowing less than 80%? - Enjoy a lower fixed rate when you borrow less than 80% of the value of your property.
- Flexible options - our split rate home loan option allows you fix a portion of your loan and pay variable rates on the rest.
Owner Occupied
| Product Name | LVR | Term |
Rate
(Fixed) |
Comparison Rate |
|---|---|---|---|---|
| Fixed Rate Home Loan | < 80.00% | 1 Year | 1.99% p.a. | 3.70% p.a. |
| Fixed Rate Home Loan | > 80.00% | 1 Year | 3.10% p.a. | 3.89% p.a. |
| Fixed Rate Home Loan | < 80.00% | 2 Year | 2.19% p.a. | 3.57% p.a. |
| Fixed Rate Home Loan | > 80.00% | 2 Year | 2.29% p.a. | 3.67% p.a. |
| Fixed Rate Home Loan | < 80.00% | 3 Year | 2.19% p.a. | 3.44% p.a. |
| Fixed Rate Home Loan | > 80.00% | 3 Year | 2.29% p.a. | 3.54% p.a. |
| Fixed Rate Home Loan | < 80.00% | 4 Year | 3.15% p.a. | 3.63% p.a. |
| Fixed Rate Home Loan | > 80.00% | 4 Year | 3.25% p.a. | 3.73% p.a. |
| Fixed Rate Home Loan | < 80.00% | 5 Year | 3.25% p.a. | 3.62% p.a. |
| Fixed Rate Home Loan | > 80.00% | 5 Year | 3.35% p.a. | 3.72% p.a. |
Investor
| Product Name | LVR | Term |
Rate
(Fixed) |
Comparison Rate |
|---|---|---|---|---|
| Fixed Rate Home Loan | < 80.00% | 1 Year | 2.49% p.a. | 3.74% p.a. |
| Fixed Rate Home Loan | > 80.00% | 1 Year | 2.69% p.a. | 3.85% p.a. |
| Fixed Rate Home Loan | < 80.00% | 2 Year | 2.29% p.a. | 3.59% p.a. |
| Fixed Rate Home Loan | > 80.00% | 2 Year | 2.49% p.a. | 3.71% p.a. |
| Fixed Rate Home Loan | < 80.00% | 3 Year | 2.29% p.a. | 3.47% p.a. |
| Fixed Rate Home Loan | > 80.00% | 3 Year | 2.49% p.a. | 3.59% p.a. |
| Fixed Rate Home Loan | < 80.00% | 4 Year | 2.99% p.a. | 3.58% p.a. |
| Fixed Rate Home Loan | > 80.00% | 4 Year | 3.19% p.a. | 3.71% p.a. |
| Fixed Rate Home Loan | < 80.00% | 5 Year | 2.99% p.a. | 3.52% p.a. |
| Fixed Rate Home Loan | > 80.00% | 5 Year | 3.19% p.a. | 3.66% p.a. |