For many people, their home can be their most valuable asset and largest investment. MemberCare Home Insurance can give you peace of mind
A P&N Bank Smooth Home Loan is our ‘no frills’ home loan option with a low interest rate and flexible payments, so you can repay your loan as quickly as possible.
- Great rate - ongoing access to a low variable interest rate.
- No account fees - no monthly maintenance fee.
- For loans of all sizes - obtain a loan that suits your needs starting at $20,000 right up to 90% of the property value (inclusive of Lenders Mortgage Insurance)*.
- Flexible repayments - weekly, fortnightly and monthly repayment options available.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Borrowing less than 80%? - Enjoy a lower variable rate when you borrow less than 80% of the value of your property.
- Redraw facility - pay more into your home loan and access the funds when you need them.
* Maximum LVR 95% available to existing members who have been with P&N for at least 3 months. New members or members who have been with P&N less than 3 months have access to a maximum LVR of 90% (inclusive of LMI).
|Smooth Home Loan||< 80.00%||4.28% p.a.||4.31% p.a.|
|Smooth Home Loan||> 80.00%||4.38% p.a.||4.41% p.a.|