A Home Loan Key Facts Sheet offers information about our home loans
It's true that buying a home is one of the biggest financial decisions you'll ever make - but we're here to help you throughout your home buying process. We have a range of home loans with competitive interest rates, low fees and flexible repayment options to help you save. And if you want to learn more about financing your first home check out our hints, tips, tools and calculators.
Variable 4.19 % p.a. Interest Rate
4.19 % p.a. Comparison Rate
A low variable rate home loan available up to 95% of the property value.
Discount on your interest rate (currently 0.20% p.a.) that can be taken any time in the first five years of your loan.
Optional Simple Visa Credit Card with purchases at the Simple Home Loan rate (without the discount).
Transaction account with 100% balance interest offset.
If you're eligible for a concessional rate of stamp duty or a one-off grant as a first home owner in your State or Territory, you can enjoy our Flying Start & Bag offer.
If you're not sure which home loan is right for you or how much you can borrow then try our loan calculators. You can compare home loans to see which best suits your needs, work out how much you can borrow, or even how much you could save over the life of your loan by making extra repayments.
If you're unsure of which home loan is right for you and you're wanting to know more about what options are out there, you may be looking for assistance with making home loan comparisons. Our Home Loan Comparison Calculator can also make the process easier for you.
With our simple application process and fast approvals, applying for a home loan with P&N Bank couldn't be easier. Our mobile lenders can come to you, even on weekends, and talk you through the best option for your home lending needs.
Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees & charges. Different terms, fees and other loan amounts might result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan Value Ratio (LVR) is the proportion of money you borrow for a home loan compared to the value of the property. Rates stated are subject to change without notice. Fees and charges are payable. Lending Criteria applies to the approval of credit products and Terms and Conditions are applicable which are available on request.
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