The & Home Loan Intro Rate has no establishment fee, and the flexibility of optional features.
- 12 month intro rate - for the first 12 months receive a low variable intro rate of 2.64% p.a. You will then revert to the & Home Loan variable rate, currently 3.12% p.a.
- Flexible loan sizes - obtain a loan that suits your needs starting at $150,000* right up to 95% of the property value.
- Save money on interest - add in the & Access Account that is 100% offset against your & Home Loan.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Redraw facility - pay more into your home loan and access the funds when you need them.
Optional & Home Loan Intro Rate features
- & Visa Platinum credit card - a credit card with platinum benefits with the same purchase rate of the & Home Loan variable rate, currently 3.12% p.a^.
- & Access Account - a transaction account which gives you a 100% balance interest offset against your & Home Loan - with no monthly fee.
Want to get into your first home sooner?
The First Home Loan Deposit Scheme New Home Guarantee is an Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers to purchase a home with a deposit of as little as 5% without needing to pay for Lenders Mortgage Insurance (LMI).
Interest rates
| Product Name | LVR | Rate | Comparison Rate |
|---|---|---|---|
| & Home Loan Intro Rate* | < 95.00% | 2.64% p.a. | 3.08% p.a. |
^The & Visa Platinum credit card purchase rate excludes any intro rate offer.
*Available for a limited time, only for new owner occupier borrowings up to 95% of the property value. Minimum loan amount $150,000 (minimum loan amount applies to new funds borrowed). Rate reverts to & Home Loan rate after 12 months (currently 3.12% p.a.)