The & Home Loan Intro Rate has no establishment fee, and the flexibility of optional features.
- 12 month intro rate - for the first 12 months receive a low variable intro rate of 2.74% p.a. You will then revert to the & Home Loan variable rate, currently 3.22% p.a.
- Flexible loan sizes - obtain a loan that suits your needs starting at $150,000* right up to 95% of the property value.
- Save money on interest - add in the & Access Account that is 100% offset against your & Home Loan.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Redraw facility - pay more into your home loan and access the funds when you need them.
Optional & Home Loan Intro Rate features
- & Visa Platinum credit card - a credit card with platinum benefits with the same purchase rate of the & Home Loan variable rate, currently 3.22% p.a^.
- & Access Account - a transaction account which gives you a 100% balance interest offset against your & Home Loan - with no monthly fee.
Want to get into your first home sooner?
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers to purchase a home with a deposit of as little as 5%, without needing to pay for Lenders Mortgage Insurance (LMI).
Interest rates
| Product Name | LVR | Rate | Comparison Rate |
|---|---|---|---|
| & Home Loan Intro Rate* | < 95.00% | 2.74% p.a. | 3.18% p.a. |
^The & Visa Platinum credit card purchase rate excludes any intro rate offer.
*Available for a limited time, only for new owner occupier borrowings up to 95% of the property value. Minimum loan amount $150,000 (minimum loan amount applies to new funds borrowed). Rate reverts to & Home Loan rate after 12 months (currently 3.22% p.a.)