The & Home Loan is a low variable rate, flexible home loan for owner occupiers borrowing up to 95% of the property value, with the option of adding in extras like a offset account and a credit card that has the same interest rate as your home loan for purchases.
- Great rate - access to a low variable home loan interest rate.
- Flexible loan sizes - obtain a loan that suits your needs starting at $50,000 right up to 95% of the property value.
- Save money on interest - add in the & Access Account that is 100% offset against your & Home Loan.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Redraw facility - pay more into your home loan and access the funds when you need them.
Optional & Home Loan features
- & Visa Platinum - a credit card with platinum benefits with the same purchase rate of the & Home Loan variable rate, currently 3.22% p.a.
- & Access Account - a transaction account which gives you a 100% balance interest offset against your & Home Loan - with no monthly fee.
Want to get into your first home sooner?
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers to purchase a home with a deposit of as little as 5% without needing to pay for Lenders Mortgage Insurance (LMI).
Interest rates
| Product Name | LVR |
Rate
(Variable) |
Comparison Rate |
|---|---|---|---|
| & Home Loan | < 95.00% | 3.22% p.a. | 3.22% p.a. |