The & Home Loan is a low variable rate, flexible home loan for owner occupiers borrowing up to 95% of the property value, with the option of adding in extras like a offset account and a credit card that has the same interest rate as your home loan for purchases.
- Great rate - access to a low variable home loan interest rate.
- Flexible loan sizes - obtain a loan that suits your needs starting at $50,000 right up to 95% of the property value.
- Save money on interest - add in the & Access Account that is 100% offset against your & Home Loan.
- Pay your loan off sooner - make additional payments and pay your loan off faster.
- Redraw facility - pay more into your home loan and access the funds when you need them.
Optional & Home Loan features
- & Visa Platinum - a credit card with platinum benefits with the same purchase rate of the & Home Loan variable rate, currently 3.12% p.a.
- & Access Account - a transaction account which gives you a 100% balance interest offset against your & Home Loan - with no monthly fee.
Want to get into your first home sooner?
The First Home Loan Deposit Scheme New Home Guarantee is an Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers to purchase a home with a deposit of as little as 5% without needing to pay for Lenders Mortgage Insurance (LMI).
Interest rates
| Product Name | LVR |
Rate
(Variable) |
Comparison Rate |
|---|---|---|---|
| & Home Loan | < 95.00% | 3.12% p.a. | 3.12% p.a. |