COVID-19 financial relief
For those members looking for certainty in their home loan repayments for owner-occupied loans in the coming months, we have decreased the rates on our 2 and 3 year Fixed Rate products. Find out more about our COVID-19 financial relief package.
Our Fixed Rate Home Loan offers you the peace of mind of a fixed interest rate for 1 to 5 years, plus flexible repayment options during the fixed term.
- Peace of mind - enjoy a fixed interest rate for 1 to 5 years and a variable rate thereafter.
- Convenient repayments - choose from monthly payroll deduction, auto transfer, direct debit or [email protected]™.
- For loans of all sizes - obtain a loan that suits your needs starting at $20,000 right up to 95% of the property value.
- Borrowing less than 80%? - Enjoy a lower fixed rate when you borrow less than 80% of the value of your property.
- Flexible options - our split rate home loan option allows you fix a portion of your loan and pay variable rates on the rest.
Want to get into your first home sooner?
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers to purchase a home with a deposit of as little as 5% without needing to pay for Lenders Mortgage Insurance (LMI).
Owner Occupied
| Product Name | LVR | Term |
Rate
(Fixed) |
Comparison Rate |
|---|---|---|---|---|
| Fixed Rate Home Loan | < 80.00% | 1 Year | 3.00% p.a. | 3.79% p.a. |
| Fixed Rate Home Loan | > 80.00% | 1 Year | 3.10% p.a. | 3.89% p.a. |
| Fixed Rate Home Loan | < 80.00% | 2 Year | 2.19% p.a. | 3.57% p.a. |
| Fixed Rate Home Loan | > 80.00% | 2 Year | 2.29% p.a. | 3.67% p.a. |
| Fixed Rate Home Loan | < 80.00% | 3 Year | 2.19% p.a. | 3.44% p.a. |
| Fixed Rate Home Loan | > 80.00% | 3 Year | 2.29% p.a. | 3.54% p.a. |
| Fixed Rate Home Loan | < 80.00% | 4 Year | 3.15% p.a. | 3.63% p.a. |
| Fixed Rate Home Loan | > 80.00% | 4 Year | 3.25% p.a. | 3.73% p.a. |
| Fixed Rate Home Loan | < 80.00% | 5 Year | 3.25% p.a. | 3.62% p.a. |
| Fixed Rate Home Loan | > 80.00% | 5 Year | 3.35% p.a. | 3.72% p.a. |
Investor
| Product Name | LVR | Term |
Rate
(Fixed) |
Comparison Rate |
|---|---|---|---|---|
| Fixed Rate Home Loan | < 80.00% | 1 Year | 3.10% p.a. | 3.80% p.a. |
| Fixed Rate Home Loan | > 80.00% | 1 Year | 3.20% p.a. | 3.90% p.a. |
| Fixed Rate Home Loan | < 80.00% | 2 Year | 2.59% p.a. | 3.64% p.a. |
| Fixed Rate Home Loan | > 80.00% | 2 Year | 2.79% p.a. | 3.76% p.a. |
| Fixed Rate Home Loan | < 80.00% | 3 Year | 2.58% p.a. | 3.54% p.a. |
| Fixed Rate Home Loan | > 80.00% | 3 Year | 2.69% p.a. | 3.64% p.a. |
| Fixed Rate Home Loan | < 80.00% | 4 Year | 3.25% p.a. | 3.66% p.a. |
| Fixed Rate Home Loan | > 80.00% | 4 Year | 3.35% p.a. | 3.76% p.a. |
| Fixed Rate Home Loan | < 80.00% | 5 Year | 3.39% p.a. | 3.68% p.a. |
| Fixed Rate Home Loan | > 80.00% | 5 Year | 3.49% p.a. | 3.78% p.a. |