BSB 806 015

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BSB 806 015

Apply for a personal loan or car loan

Whatever your personal loan needs are, we’d like to make it as easy as possible for you to apply. Apply quickly and conveniently online now or if you'd prefer to speak with a lending specialist, you can apply over the phone. Call 13 25 77 or visit one of our branches during business hours.

What to expect

The easiest and fastest way to apply for a car loan or personal loan with P&N Bank is to apply online. 

  • Apply in 10 to 15 minutes - you can save and resume your application at any time
  • If you are not currently a member of P&N Bank, you will become a member if your application is accepted
  • Get an instant response and verification checklist to progress your loan
  • Upload your documents to verify your details
  • Receive your contract online - sign, scan and return

Things to have handy

During your application, we’ll ask you details about your financial situation, including:

  • Your income (before and after tax, and how often)
  • Expense details (e.g. general living expenses, rent and insurance).
  • Information about any assets you own (e.g. value of any cars, deposit accounts, homes or other assets)
  • Information about any liabilities you owe (e.g. personal or home loans, credit or store cards)
  • Your P&N member number – if you're an existing member.
  • Two forms of identification - choose from: 

ID documents

Am I eligible?

To be eligible for a P&N Bank personal loan, you must:

  • Reside in Western Australia OR be an existing P&N Bank member
  • Be an individual, 18 years of age or older
  • Be an Australian Citizen or Permanent Resident
  • Have a regular income 

If you are self-employed, you must first speak with a consultant over the phone or at a branch. Unfortunately, we cannot accept applications online where you need to verify self-employed income.

By proceeding:

  • You agree you have read and agree to the terms of the Privacy Statement and Consent, which includes consent to P&N verifying your identity electronically with document issuers.
  • You agree that P&N may contact you by phone, email, SMS and/or any other electronic form of communication regarding this application.

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