Apply for a personal loan or car loan

What to expect

The easiest and fastest way to apply for a car loan or personal loan with P&N Bank is to apply online. 

• Apply in 10 to 15 minutes - you can save and resume your application at any time
• If you are not currently a member of P&N Bank, you will become a member if your application is accepted
• Get an instant response and verification checklist to progress your loan
• Upload your documents to verify your details
• Receive your contract online - sign, scan and return

Things to have handy

During your application, we’ll ask you details about your financial situation, including:

• Your income (before and after tax, and how often)
• Expense details (e.g. general living expenses, rent and insurance).
• Information about any assets you own (e.g. value of any cars, deposit accounts, homes or other assets)
• Information about any liabilities you owe (e.g. personal or home loans, credit or store cards)
• Your P&N member number – if you're an existing member.
• Two forms of identification - choose from: 

Am I eligible?

To be eligible for a P&N Bank personal loan, you must:

• Reside in Western Australia OR be an existing P&N Bank member
• Be an individual, 18 years of age or older
• Be an Australian Citizen or Permanent Resident
• Have a regular income 

If you are self-employed, you must first speak with a consultant over the phone or at a branch. Unfortunately, we cannot accept applications online where you need to verify self-employed income.