BSB 806 015

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BSB 806 015

& Transaction Account

An everyday transaction account with no standard fees available to members who hold or have held a Secured Personal Loan or an & Home Loan.

  • No standard transaction fees
  • No monthly fee
  • No minimum monthly balance
  • Visa Debit card with payWave - access your funds wherever Visa is accepted.
  • Easy access - access your funds 24/7 via Internet Banking, Mobile App, Phone Banking, SMS Banking and more.
  • ATM access - free and convenient access to your money at all major bank ATMs across Australia.
  • Peace of mind - your Visa Debit card is protected by Visa Zero Liability when using Visa payWave or pressing credit in store. Additionally, Verified by Visa adds an extra layer of security to select online transactions.

& Transaction Account fees & charges

Account fees & charges
Monthly Base Balance Fee


Base Balance


Unlimited Free Transactions
  • Payroll Credit
  • Direct Credit
  • [email protected]™ deposit¹
  • Internet Banking Transfer
  • Mobile App Transfer
  • Phone Banking Transfer
  • Express Cheque Deposit
  • Cheque Deposit
  • Cash Deposit (notes)
  • Direct Debit from another institution to P&N Bank
  • VISA Purchase
  • [email protected]™ withdrawal¹
  • Internet Banking Transfer
  • Mobile App Transfer
  • Phone Banking Transfer
  • BPAY®
  • Auto Transfer (internal/external)
  • Direct Debit
  • Cash Withdrawal
  • Manual Transfer
Transaction fees & charges
[email protected]™ withdrawal$1.95
Member cheque$1.25

The table above covers fees and charges related to this product.

Other fees & charges that apply to all of our accounts can be found on our fees and charges page

¹ [email protected]™ deposits and withdrawals are available only with an P&N ATM Card or VISA Card. Cheques must be made out in the name of the cardholder to be accepted at [email protected]™ and are subject to 4 working days clearance.

® Registered to BPAY Pty Ltd ABN 69 079 137 518 

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