How you handle the return to your home after a bushfire is critical for your safety, as well as for meeting regulatory requirements and ensuring that you can move forward positively with your life.
It’s a natural impulse to want to return home once a bushfire threat is over. However fire authorities warn that it is critical to wait for the official all clear. This information is available at evacuation centres in your area and you can check radio, television, or online for status updates for your area.
Once you do get the all clear, make sure that you are carrying plenty of water, plus a torch and radio. Have your mobile phone fully charged and tell someone where you’re going. Wear protective clothing and heavy-soled shoes, and take with you some thick rubber gloves and a facemask.
Infrastructure such as roads, power lines, walls, bridges and footpaths may have been destroyed or damaged. Burning debris, fallen branches and trees are also hazards, and emergency services may still be working in the area, so resist the urge to rush and be aware of your surroundings.
The impact of first seeing your home after a bushfire can be shocking and distressing, so it’s a good idea to take someone with you.
Take plenty of photos, and be systematic in your photo coverage, start with the exterior and any other buildings on your property, then take photos of the interior and contents. Photos will assist with your insurance claim.
If your home is habitable, The Australian Red Cross advises following public health guidance for fire ash, particularly the risk of damaged asbestos. During clean up, wet down debris to minimise breathing in dust and proceed with caution.
If you need to make a claim on your insurance, make contact with your insurer, but be aware there could be delays due to high call volumes. “If you do need to make a claim, consider whether you need to call immediately,” says QBE’s National Relationship Manager – Claims David Kneipp. “High call volumes can contribute to slowing down the claims process.”
If your home is uninhabitable, secure it before you leave, The WA Department of Fire Emergency Services (DFES) offers this advice “You will need to take reasonable precautions to protect your home from the weather and potential theft or vandalism such as covering any holes in the roof or walls. You need to make sure that any doors, windows or openings are secure and only approved access to the site is allowed. This can be done by locking and securing external doors and openings. If necessary, use plywood sheeting or install temporary fencing.”
Your insurance policy may cover you for temporary housing. If this is the case then David Kneipp suggests, “If you can’t return home because of damage or access issues, think about what accommodation and food requirements you need straight away. If it’s going to be for the longer term, an apartment may be more functional than a hotel for you and your family. We can help you with these issues. State and Federal Governments may also provide cash assistance, up to a certain cap – so find out if you’re eligible. And, remember, any repairs made through an insurance claim have a guarantee for life.”
Read more about preparing for bushfire and what to expect during a bushfire emergency.
This article is intended as a general guide only. You should consult your state emergency services for further information.
Don’t overlook the trauma of what you experience. Reach out to other people for comfort, try and reconnect with a routine, and take one day at a time. Contact Lifeline, the Australian Psychological Society, or your GP for a referral and ensure you and your loved ones get the support needed.
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