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BSB 806 015
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How to prepare your bank account for a new fur baby

How to prepare your bank account for a new fur baby

So you’re thinking of adding a fur baby to your family this Christmas. You’ve probably spent loads of time debating which breed is right for you, whether you’ll adopt a rescue, and the all-important name (if they don’t have one already).

Before you head out to meet your new furry friend for the first time, check out our fur baby budget checklist. Our checklist includes some key costs of caring for a pet, so you can prepare your finances and ensure you’re not caught by surprise.

Fur baby budget checklist

General care and health

When it comes to keeping your pet happy and healthy there can be some unexpected costs, especially in the first year if you have a puppy or kitten:

  • Food
  • Puppy or kitten vaccinations
  • Microchipping
  • De-sexing or sterilisation
  • Annual vaccinations
  • Monthly flea and worming treatments
  • Unexpected vet visits
  • Regular grooming services, or animal grooming products if you’re going to DIY.

We know that vet costs can be hefty, but good preparation goes a long way to avoid being caught short in the weeks after your vet visit. You could set up a budgeting account for your fur baby, and put aside money from your everyday transaction account so you can stay on top of those unexpected vet expenses  

Making your pet feel at home

Then there’s the essentials that help your fur baby settle into life at home with your family:

  • Pet bed and toys
  • Water and food bowls
  • Pet collar
  • Leash, for the dogs in our life
  • Chew toys, again for puppies and dogs
  • Scratching post, for our kitten or cat friends.

Training your pet

Depending on type of fur baby you have, your training needs may vary. Depending on your pet, you may need:

  • Baby gates or animal crates if you’re going to train you pet to live indoors; especially common for dogs
  • Toilet training mats or litter trays
  • Animal obedience training.

Other things you might not have considered

  • Don’t forget to register your new fur baby with your local council
  • Doggy day care, or the cost of kennels if you’re planning on going away and you don’t have someone to look after your pet
  • Their own Christmas pressie, and maybe a Christmas stocking?

With the above items factored into your budget, you can set yourself up for a smooth transition for a long-term commitment and a lifetime of love. Now clear out your phone album; you’ll need space for the million photos and videos of your new fur baby!

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