Example Rate Blocks

Fixed Rate Home Loan

Product Name	Tier	LVR	Term	Rate	Comparison Rate

Personal Loans

Product Name	Tier	Rate	Comparison Rate

Credit Cards

Product Name	Rate

Everyday Accounts

Product Name	Tier	Rate (Variable)	Interest Calculated	Interest Credited
Easypay Access Account	$0 - $99,999	0.01% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easypay Access Account	> $100,000	0.05% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easy Living Savings Account	$0 - $99,999	0.01% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easy Living Savings Account	> $100,000	0.05% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easy Living Deeming Account	$0 - $51,799	1.00% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easy Living Deeming Account	> $51,800	3.00% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Student Account	$0 - $99,999	0.01% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Student Account	> $100,000	0.05% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Budgeting Account	$0 - $99,999	0.01% p.a.	Minimum monthly balance	Last day of every month
& Retirement Account	> $0	1.50% p.a.	Daily balance	Last day of every month
& Transaction Account	> $0	n/a	Daily balance	N/A
Budgeting Account	> $100,000	0.05% p.a.	Minimum monthly balance	Last day of every month
Community Account	$0 - $99,999	0.01% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Community Account	> $100,000	0.05% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Business Account	$0 - $99,999	0.01% p.a.	Minimum monthly balance	Last day of every month
Business Account	> $100,000	0.05% p.a.	Minimum monthly balance	Last day of every month
& Access Account	> $0	n/a	Daily balance	N/A
Easypay Mortgage Breaker	> $0	n/a	Daily balance	N/A
Easypay Plus Mortgage Breaker	> $0	n/a	Daily balance	N/A
Easypay Plus Access Account	$0 - $99,999	0.01% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month
Easypay Plus Access Account	> $100,000	0.05% p.a.	Daily balance	Quarterly - Mar, Jun, Sept, Dec. Last day of month

Interest calculated based on daily balance.
Interest credited quarterly in Mar, Jun, Sept and Dec on the last day of month.

Savings Accounts

Product Name	Tier	Rate	Rate + Bonus

Interest calculated based on the daily balance.
Interest credited on the last day of every month.

Term Deposits

Term	$5,000 - $24,999	$25,000 - $1,000,000
2 months	n/a	1.65% p.a.
3 months	1.15% p.a.	1.90% p.a.
4 months	1.20% p.a.	1.95% p.a.
5 months	1.15% p.a.	1.90% p.a.
6 months	1.15% p.a.	1.90% p.a.
7 months	1.05% p.a.	1.80% p.a.
8 months	1.05% p.a.	1.80% p.a.
9 months	1.05% p.a.	1.80% p.a.
10 months	1.05% p.a.	1.80% p.a.
11 months	1.05% p.a.	1.80% p.a.