P&N Bank is WA’s largest, locally owned and managed bank. Operating under a customer-owned or mutual model, we are a bank for everyone. Our members come from all walks of life and are at the heart of everything we do.
In fact, our very purpose is to enrich the lives of our members and their communities.
P&N provides a genuine banking alternative for people who value competitive and convenient retail banking products, outstanding customer service and a community spirit that works to provide a helping hand to those in need.
At P&N, we operate as a collective, using the power and strength of our organisation to enhance the value of our individual members, staff and those in the community who are important to us.
Our team strive to create exceptional member experiences for our existing members while educating more people about the benefits of customer-owned banking.
As a customer-owned bank, P&N's business model is quite different to the major or listed banks. Our members and shareholders are one and the same. P&N doesn't have to choose between those who bank with us and third party shareholders. That's why our members are, and always will be, our sole focus.
Just some of the reasons you should choose to bank with us:
Australia's thriving $110 billion customer-owned banking sector represents over 4 million Australians. Operating under APRA supervision, and backed by the RBA, our sector has an exceptional track record of stability and customer satisfaction.
Learn more here or watch this video for more information about Customer Owned Banking.
P&N is an Approved Deposit Taking Institution (ADI) regulated by such government agencies as APRA, ASIC, AUSTRAC and the ACCC and is covered by the Reserve Bank of Australia Government Guarantee.
P&N Bank is governed by a Board of six member elected Directors and three Board appointed Directors. All shareholding members can vote at the Annual General Meeting and Special General Meetings.
1969 - Western Australian Police Union Cooperative Credit Union Society Limited established
1972 - WA Nurses Credit Society Limited established
1981 - MTT Salaried Officers Association Credit Union merged with the Police Credit Society and membership was extended to members of the Army, Navy and Air Force
1990 - Merger of the Police Credit Society and the Nurses Credit Society to Police & Nurses Credit Society
2001 - Energy Credit Union merged into Police & Nurses Credit Society
2007/08 - Best Credit Union - Australian Banking & Finance Magazine Awards
2013 - Members vote to rebrand Police & Nurses Credit Union to P&N Bank
2014 - P&N Bank Best Bank - Roy Morgan Customer Satisfaction Awards
2017 - P&N Bank Best Mutual Lender - ABF Lending Awards
2018 - P&N Bank Best Mutual Lender - ABF Lending Awards
Contact us or call 13 25 77 to find out more about why you should choose to bank with WA's largest member owned bank.
Everyday transaction account with optional Pay&Save and no monthly or standard transaction fees.
Mobile Apps, Internet Banking, Digital Wallets and everything you need to know about accessing your account online.
P&N Bank is excited to announce that we will be participating in the new faster, simpler and smarter payments platform commencing in early 2018.
For a more localised experience please enter your location below...
Set your location for a more localised experience.