P&N Bank is a WA-based, customer-owned bank, with deep roots in policing and nursing. For decades, we’ve stood alongside essential service workers, recognising your contribution to Western Australia.
Our exclusive benefits are built for the way you work. From cashback offers to home loans that take overtime into account, we’re here to help you get ahead financially while you focus on the job. Because serving the community shouldn’t cost you opportunities.
Built for WA's essential workers
Exclusive offer
Tailored banking benefits, available only to WA essential workers.
Banking that works as hard as you do
Flexible lending that recognises shift work, rosters, and overtime income.
Proudly WA
Locally-based, customer-owned, and supporting the people who keep our communities running.
Recognising your service with real financial benefits
You give so much to the community – this is our way of giving back. Enjoy practical home loan benefits designed to recognise the realities of essential work.
Who's eligible?
If you work in one of the following essential services roles, you may qualify for this offer:
- State or federal police
- Police staff – including auxiliary officers and employees
- Nurse – clinical, registered, and travel
- Doctor
- Firefighter (salaried non-volunteer)
- Paramedics
- Ambulance Emergency Medical Dispatchers
- Prison Officers
- Teachers – primary, secondary, and specialist (e.g. language)
- University lecturers
Simple, flexible banking
Your time is valuable. That’s why we offer instant digital cards, mobile apps and internet banking, plus digital wallets like Apple Pay, Samsung Pay, and Google Pay™ – so you can bank your way, anytime.
Opening a new account is quick and easy, too. In only a few minutes, you can start enjoying the benefits of banking with a WA-based, customer-owned bank.
Open a bank account online
We're here to help
Get answers online
Got a question? Our help centre is the ideal place to start.
Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
*$1,500 cashback is not available with any other offer.
View P&N Bank Essential Services Offer terms and conditions for full eligibility details.