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As Western Australia's largest customer-owned bank, our customers and shareholders are one and the same. That means we reinvest our profits back into making our products and services even better and supporting the local WA community. After all, we’re local just like you.

Take control of your finances

At P&N Bank, we're here to make achieving your financial goals easier, and give you a hand with your banking when you need it. We can guide you on your financial journey, but we’ll also give you the tools to navigate it yourself.

We have savings accounts and term deposits, helpful online calculators, and mobile apps that can help you get your finances in check, budget like a pro, and stay on top of your money.

Round up your purchases

We understand that saving may not be your priority right now – especially with cost-of-living price rises and the list of things you need never getting any shorter. That’s why with P&N Bank you can Pay & Save. Choose to round up your purchases to the nearest $1, $5 or $10, and automatically save the difference in your savings account.

Budget smarter, not harder

We get that budgeting can be overwhelming (and boring). That’s why we created mymo by P&N Bank. This clever app is like a personal financial assistant in your pocket and gives you a full overview of all your accounts – even if they’re not all with us – along with the option to set-up a budget and get reminders about upcoming bills.

Bank on your terms

Banking on the go has never been easier (or more secure). And you can do it anywhere – from the couch, while you’re waiting for a coffee, or at the beach. The options are endless!

Understand your financial wellbeing

Your Financial Wellness is a free online tool available to all P&N Bank customers. No matter where you are on your financial journey – even if you're only just starting it – Your Financial Wellness can help you feel empowered to take control of your financial situation.

Buying a home or refinancing?

We have home loan specialists in-branch, mobile lenders who will come to you (at home, your favourite brekky spot, or even the kids’ Saturday sports game!), and virtual lenders you can set up a video call with – all to help you along the home-ownership path.

In-branch home loan specialists

Mobile home lenders

Virtual home loan specialists

We're here to help

We know that your weekdays can be busy – especially if you’re working 9am - 5pm. That’s why our local WA contact centre is open on Saturdays, just like some of our branches. You can even chat to us online if you don’t have time to call.

Talk to us

Whether you’d like to chat to us over the phone, in person, or online, you can get in touch.

Find a branch

If you prefer a face-to-face chat, we’ve got branches all over Perth.

Open an account

You can open an account online, and it'll only take you a matter of minutes!