You can link up to three offset accounts to your eligible P&N Bank home loan. This includes any existing transaction account that you switch to an offset account.
For an offset account to be linked to an eligible home loan, it must be in the name of one or more of the borrowers on the home loan. If any person named on an account is not a borrower on the home loan, then that account cannot be linked to the home loan as an offset account.
Visit any P&N Bank branch or call 13 25 77 to confirm what offset arrangements may be available to you or currently in place for your home loan and to make your request.
For requests that are part of a new eligible home loan or change to an existing eligible home loan (switch, split, or combine) the home loan or change must be fully processed before you can link any offset account. Processing generally takes up to seven business days after your home loan has settled, switched, split, or combined.
For requests that are part of an existing eligible home loan, processing generally takes up to seven business days after we receive your request.