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To make the most of the interest-free period, wait for the start of the statement period to make any large purchases.

For example: $3,000 for flights to Europe

  • If you buy the flights on the 15th of the month, you will have the full interest free period to clear the amount.
  • If you buy the flights on the 14th of month, you only have 14 days to clear the amount before we apply interest.

How the interest free period works: