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You can complete any of the following transactions:

Eligible for interest-free period:

  • BPAY
  • In-store or online purchases

Not eligible for interest-free period:

These transactions will attract a higher interest rate, and possible fees. You will also lose your interest-free period until paid in full.

  • ATM withdrawal/cash advance
  • Bank transfer

When making repayments, any cash advance or bank transfer balance will clear first. This is because they incur a higher interest rate.