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Your credit score is a summary of your credit report. It’s a number that indicates how healthy your credit report is – generally, the higher the number, the better you’re managing your credit. Your credit score can change as well, and under CCR, things like on-time repayments will positively affect your score.
 
There are a number of ways to find out your credit score, however the score that matters for your next credit application may depend on which reporting body the credit provider uses.
 
You can find out more about obtaining your credit score on the CreditSmart website.