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To protect your funds, there is a limit on how much you can pay each day using digital banking.

When you first open your account with P&N your transfer limits using internet banking or the mobile app are:

  • $5,000 per day to another P&N Bank account.
  • $5,000 per day to an account held with another bank.
  • $10,000 per day for BPAY payments.
  • For international payments, you'll need to register first and request your limit.

Your limits are a combined daily limit that apply to all accounts within your membership, using internet banking or the mobile app.

Can I set even lower daily transaction limits?

Your limits can managed using the Transaction Limits section of internet banking or the mobile app. You can bring your daily limits down to  $2000, $1000 or even as low as $0.00, and you can manage you own limit changes up to $5000. 

We recommend you keep your daily limits set at the minimum you need for your regular banking to reduce the risk of fraudulent activity. And if we feel your account may be at risk of fraudulent activity we may reduce these limits without notice.