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Consider choosing a home loan that offers an offset account to help you pay your loan off faster. An offset account can help reduce the amount of interest you pay on your loan, so more of your repayments go towards the principle.

You can also try to make extra payments, either as a lump sum or regular payments. Repaying weekly or fortnightly instead of monthly can also help. With more regular payments, over the course of a year, you'll end up paying a little extra to your loan - and every little bit counts! 

By selecting the ‘extra repayments’ tab on our home loan repayment calculator, you can calculate the impact that making extra payments would have on your home loan.