The rates outlined below are effective 21 June 2023. Rates are subject to change and may change at any time including between the time you apply for a personal loan and when your loan is funded.
Secured Personal Loan
| Fixed rate |
Comparison rate*
|
|---|---|
| 8.24% p.a. | 8.90% p.a. |
Unsecured Personal Loan
| Fixed rate |
Comparison rate*
|
|---|---|
| 9.99% p.a. | 10.65% p.a. |
Personal loans no longer available
The interest rates below are the current interest rates for our personal loan products that are no longer available for sale.
| Variable rate |
Comparison rate*
|
|---|---|
| 9.06% p.a. | N/A |
| Variable rate |
Comparison rate*
|
|---|---|
| 13.32% p.a. | N/A |
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Important information
Banking and Credit products issued by Police & Nurses Limited (P&N Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
*Comparison rate calculated based on $30,000 over a term of 5 years on monthly repayments for secured and unsecured loans. Rates quoted may vary depending on loan purpose and security offered.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.