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Osko by BPAY is the fast, simple way to pay or get paid more conveniently. As a P&N Bank member you can send and receive faster, simpler and smarter payments using Osko through internet banking or the mobile app. 

It enables you to pay in real-time with funds available almost immediately, regardless of financial institution and time of day or week. It will also enable you to send a 280-character description with your payment, making it easier for both parties to know what the money is for. If your payment uses Osko you'll see the Osko symbol appear.

Faster payments through Osko

As long as you're sending funds to a participating bank, Osko will ensure your money reaches its destination in near real time. If you're sending funds to a bank not using the New Payments Platform (NPP), your payment will be sent via direct entry channels, which may take up to three working days.

There are no additional costs to members for using Osko and the New Payments Platform. It's a safe and secure way to send funds, and all payments made using this service will be monitored by the same high levels of security that our existing transactions are.

And best of all payments sent securely to a PayID are sent in real time using Osko. Find out more about PayID.