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When we assess your loan application we consider your personal details, including your regular income and expenses, to determine your capacity to repay the loan. 

To be eligible to apply for a P&N Bank personal loan you must be earning a primary income from a part time, full time or casual job. We may be able to accept some types of government benefits or centrelink payments as a type of income too.

For further information please contact our friendly lending consultants on 13 25 77.