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If you apply online, you’ll receive a response in minutes and it’s possible to have your loan funded within one business day if we've received all the documents we need.
 
If you apply over the phone or in branch, we aim to have a response back within 24 hours, and we'll work to fund the loan as soon as possible.
 
Timeframes do depend on how quickly you can provide your supporting documentation (payslips, bank statements etc.) and any further information we require, so it pays to be prepared before applying.