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mymo by P&N Bank

Your money in your hands

Wouldn’t it be good not to have to worry about money? Well, it’s possible! mymo is like your personal financial assistant, with loads of handy features to keep you on track.

Real-time financial overview

Get the full picture by linking all your accounts from all of your financial institutions. Seeing everything in one place will help make budgeting a breeze!

You'll be able to link your transaction and savings accounts, credit cards, home and personal loans, and more.
All your transactions will be categorised with the merchant logo to make it easier to track where you're spending your money.
Personalise and update categories on specific transactions to suit your spending and lifestyle.

Budget smarter and save more

Set up a budget quickly and easily and match it to your pay cycle. We’ll track your progress, so you'll always be on top of your finances.

Budgeting has never been easier with the ability to set your payday or pick a date to start your budget.
Set budgets by category and track where and how you're spending your money.

Bill creation

Keep on top of your finances with the ability to manually set a bill and mymo will update you when its nearly due. For example:

Create a bill for any transaction in any account with the ability to set the frequency, so you know when to expect it in future.
The automatic bill finder lets you know when your bills are coming up to help you avoid any nasty surprises.

A simple app with a lot to love

Become empowered to better manage your income. With access to a full overview of your accounts and spending in one place, you can see where all your money is going. This includes your income, spending, bills and savings, and isn't only limited to your P&N Bank accounts.

You can also add any accounts you have with other financial institutions, allowing you to see the full picture.

Download the mymo app today and get focused on your financial goals:

Download on the App Store buttonGet it on Google Play button

Before downloading this app, please read the relevant Terms and Conditions in order to decide whether it is right for you.

What is the Consumer Data Right?

The Consumer Data Right (CDR) is an economy-wide reform that puts your data back in your hands. It gives Australians more control over their information, more choice in their products and services, more convenience in managing their lives and more confidence in using their data.

Consumers can share their confidential data securely, with the businesses they select, for use as they choose. The first stage of the CDR – Open Banking – is already helping Australians, but the journey has just begun

The CDR can make it easier for you to:

  • compare products and services
  • access better value and improved services
  • assist financial and cashflow management

mymo leverages the CDR to link all your banking in one convenient app.

Safe and secure

It’s safe and secure, the same as our mobile banking app.

Your money, your way

Personalise mymo to truly make your money work for you.

Keep track of your spending

All your accounts across all financial institutions in one place.

Frequently asked questions

  • What is mymo by P&N Bank?

    mymo by P&N offers P&N Bank customers a new banking app that allows you to view your bank accounts from all your financial institutions in one place. mymo will give you insights into your spending, send you bill notifications and allow you to create budgets and track your everyday spending to make it easier to get ahead.

  • Where can I download the mymo app?

    You can find the mymo app in the Google Play Store or Apple Store by searching for P&N Bank or mymo by P&N Bank. Only ever download apps from the official Google Play Store or Apple Store.

    For more detail on downloading and registering the app, we've put together the below guide to run you through it:

  • What is the difference between the mymo and mobile banking app?

    The mymo app is an opt in companion app that will work alongside the current mobile banking app, providing you with financial empowerment benefits, features and functionality. It’s important to note that mymo pulls banking data in from many financial institutions and displays the data only – it has no transactional capability. You will still need to complete all your banking including transfers from within the mobile banking app.

  • Is linking my bank accounts from other financial institutions safe?

    Yes, it is safe to link your other bank accounts from within mymo. Your bank account data is securely stored and managed in line with rules and safeguards of the Consumer Data Right (CDR) legislation. Just the same as your other banking apps.

    P&N are an Accredited Data Recipient (ADR) governed by the Australian Competition and Consumer Commission (ACCC). P&N are required to adequately protect your CDR data from misuse, interference, loss, and unauthorised access, modification, or disclosure. You can read more about our obligations in our Consumer Data Right Policy.

  • What features should I expect with mymo?

    You’ll be able to link transaction and savings accounts, credit cards, home and personal loans and superannuation from every Australian Financial Institution into mymo. Mymo transforms your transactional data into valuable financial insights that can detect future bills, automatic transaction categorisation and more. Mymo will also let you know in advance if there isn’t enough money in your account to cover your up-and-coming bills.

  • How do I create a budget in mymo?

    In mymo by P&N Bank you can create a budget to stay on track with your spending for over 70 categories. Budgets can be aligned to your pay cycle or budget date.

    1. To add a budget select the My Budgets widget from the mymo dashboard.
    2. Click Add a Budget.
    3. You can choose to align your budget to your pay cycle or budget to a different date. To align your budget, select Yes align to pay cycle or No budget to a different date.
    4. Kick off your budget by selecting the category to budget to. The mymo by P&N app will show the total spend on a number of categories. Select each category to set a budget value. The budget is set to each pay cycle or budget date.
    5. You can have multiple budgets for different categories. Just follow the instructions above to set up more budgets.

    Please note: You can only have one budget date across multiple categories.

  • How do I delete my mymo account?

    To delete your mymo account follow the steps below.

    1. The app Settings function can be accessed via the Dashboard. Tap on the cog icon at top right of the screen. When you open the app Settings screen, delete mymo account will be listed under Account Ownership.
    2. You will need to tap on Delete mymo Account. This will take you to the Delete Account screen where you can delete your mymo account.
    3. Once you read ‘What happens once you delete your user account’ and tap ‘Delete my account’, the system will immediately delete your account along with the data, you will be immediately taken out of the app.

See all mymo frequently asked questions.

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