Sometimes scams are obvious, sometimes they’re harder to spot. P&N Bank is urging members to always stop and check.
There are a host of scams that are currently being circulated and P&N Bank is seeing an increase in financial crime attempts against our members. It's always timely to learn more about how to protect yourself against scammers.
If you received a phone call out of the blue from someone saying you had a tax debt that you had to pay immediately or you’d be arrested - what would you think? If Telstra called you and said there were internet problems in your area and they needed remote access to your computer to help you, otherwise they would disconnect your service - what would you do?
These are good examples of threat-based impersonation scams. Every year ACCC’s Scamwatch receives thousands of reports of scams like these with millions of dollars reported lost. There are countless scams happening at the time, with many coercing people into sharing their personal information.
Typically scammers pretend to be from a government agency or a well-known, trusted business, like your bank. They often use threats to pressure or scare people into giving them their personal information and money. They also may threaten with fines, disconnecting their internet, arrest, court action or even deportation.
Scammers work hard to make sure their threats seem genuine and frightening! They make you feel as if you’ve done something wrong and that you need to fix it quickly, or suffer the consequences.
Don't be one of the many who fall victim to this type of scam every year.
If you’re contacted unexpectedly and threatened by someone who says they’re from a government agency or trusted business, always consider the possibility that it may be a scam - then stop and ask yourself, ‘is this for real?’.
Here are some tips to remember and help you protect yourself:
If you’ve lost money or given personal information to a scammer, there are steps you can take straight away to limit the damage and protect yourself from further loss:
You can read more about threat based impersonation scams, including case studies and more tips on staying safe on the ACSC website. You can also learn more about protecting yourself from all types of scams whilst you're there too.
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