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Bank on your terms

Do it at home or at work, during the day or after hours. Bank online, anytime.

Secure messaging

Send us forms or documents securely and easily, or just get in touch.

Card controls

Get peace of mind with more control over your cards than ever before.

Open a new account

And start using it straight away with instant digital cards.

Getting started with internet banking

Register for internet banking

Call us on 13 25 77 or talk to the team at your local P&N Bank branch. It’s quick and easy.

Already registered?

So much more than just banking online

Stay on top of your money

View your account balances, transaction history, and eStatements, whenever you need to. And, if you’re looking for a particular transaction, smart searches make it easy to find using keywords, dates, and amounts. Everything’s at your fingertips.

Pay your way

Pay your bills using BPAY or transfer money to your friends, between your own accounts, or send it overseas. Payments made using Osko and PayID are processed super fast, with no need to remember a BSB or account number. You can even get organised with scheduled and recurring payments to make sure you never forget to pay that bill.

Make things personal

Make your accounts feel more “you”. Set up alerts on your accounts or cards and know when money’s coming and going. Personalise your account names so you don’t mix up your holiday fund with your rainy-day fund. And the best part? It can all be done with just a few clicks.

Get stuff done

We’ve got all the nitty-gritty covered, too. You can update your details. Get online payment approvals from other card holders on your account. Activate your card and change your PIN, or request changes to your transaction and transfer limits. We’ve made it easy to get the job done.

Open an account online while the kettle boils

You can open an everyday, savings or term deposit account via internet banking in just minutes. And because we know life gets busy, we’ve made the process as fast and convenient as possible, with instant access to your account and card. 

Log in

Once you're logged in, select 'Apply' from the main menu in internet banking to get started.

Choose your product

Have a squiz and decide which account you'd like to open. Once your choice is made, you can opt in to receive a Visa Debit card if applicable.

Transfer some money

If you've selected a term deposit, you'll need to transfer your opening deposit from an existing P&N Bank account. Ka-ching!

You're done!

Too easy. Your account can be used right away, and your instant digital card can be added to a digital wallet or used for online purchases.

Think of us as your online bodyguard

Shopping. Paying bills. Transferring money. Let’s face it, we’re more connected to the online world than ever. So, it’s good to know that when it comes to online payments, we’ve got your back.

Take our SMS security codes, for example. When you make a transfer to a new payee or change your details (say, your password or address) using internet banking, we’ll send you an SMS code. You enter the code, and we know it’s you. And that’s just one of the ways we keep you, your personal information, and your money safe.

Learn more about security

'Appy days with our mobile app

Download the app from Google Play or the Apple App Store and log in quickly and securely using biometrics or a PIN.

Because when and where you bank should be on your terms, not ours.

Discover our mobile app

Noticed something suspicious?

If you suspect the security of your accounts has been compromised, please contact us immediately.

We're here to help

Do more, digitally

Learn more about our budgeting app, digital wallets, instant digital cards, and more.

Get answers online

We’ve got heaps of info and answers to your questions in our comprehensive help centre.

Want to speak to a human?

Call us on 13 25 77, pop into your nearest branch or chat with us online.

We've got all things internet banking covered

To use our digital banking services you’ll first need to register for internet banking.

If you joined P&N Bank online you will be registered already and should have received your password.

If you joined in branch you can register there, and our team will help you do that. Alternatively, a quick call to our friendly team on 13 25 77 can get you registered.

After you’ve registered you'll be able to login to internet banking from the website, or download the mobile app from your app store and use your internet banking credentials to login.

It pays to change your password from time to time for security reasons.

    • If you know your current internet banking password you can change it by logging in to Internet Banking and going to Settings > Change Password.
    • If you've forgotten your password (don't worry, we've all been there) you can reset it from the internet banking login page. We'll ask you a few questions to verify your identity, and then send you a temporary password via SMS. You'll be asked to change this password when you first login.

If you would like help, please contact us on 13 25 77 and one of our friendly team will be happy to reset your password for you.

e-Statements are a PDF version of your bank account statement, accessed  through internet banking or the mobile app.

Once registered for e-statements you will no longer receive paper statements in the mail, however you can opt out of eStatements anytime. This also authorises us to send you other communications electronically.
To register for eStatements, log in to internet banking or our mobile app, then go to Settings > Manage eStatements. Select your preferred email address, accept the terms and conditions and then save. Simple.

e-Statements are provided for free and we'll send you an email when a new e-statement is available for viewing.

If you notice a suspicious transaction on your account, or there’s activity you don’t recognise, please contact us during business hours on 13 25 77 or visit your nearest branch. We’ll help you review the details of the transaction and explain what you need to do next.

For your peace of mind you can lock your card using card controls whilst you investigate.

Often, there’s a perfectly innocent explanation for an unusual transaction. For instance, sometimes the merchant name that appears in your transaction history is different to the merchant’s business name.

A quick Google search can often help you identify where the transaction was processed. Likewise, if you have a joint account, it might be worth checking whether the other card holder has made a purchase you're not aware of.