Whatever you’re saving for, we’re with you

Saving works differently for everyone. Whether you’re putting money aside for your first home deposit, planning a dream family holiday, or simply building a safety net for peace of mind our flexible savings accounts are designed to help you reach your goals.

Savvy Saver Account – your save while you spend account

The Savvy Saver Account is a practical option for building consistent savings habits. It rewards you just for using your everyday account. Get paid, get spending and earn bonus interest.

Think of it as your everyday savings partner. It’s perfect if you’re:

• Growing a holiday fund for your next adventure
• Covering school fees, sports costs, or household expenses
• Building up an emergency safety net to ease financial stress

It also allows you to use features like Pay&Save, With Pay&Save, you can round-up your purchases automatically and a few cents (or dollars) will be moved into your savings account without you even having to think about it. That means you can grow your savings even when you're spending.

Hi Saver Account – giving you a quick win

If you have short term goals and need a little extra help to get there then the Hi Saver Account  might be right for you.

This account works well if you’re:

• Saving for an event in the next few months
• Planning on buying a material item soon
• Starting a saving fund for Christmas presents

It gives you the quick win you need by offering an introductory interest rate for the first four months and still giving you access to your money when you need it. It’s the perfect option if you need to buy something in the near future, and don’t need to commit to long-term savings.

Smart Saver Account – your steady growth account

For bigger milestones, the Smart Saver Account is designed to keep you on track.

This account works well if you’re:

• Saving for a first home deposit
• Planning a wedding or another major life event
• Setting up long-term financial security for your future

The Smart Saver Account keeps you accountable by requiring a minimum $100 deposit each month and skipping withdrawals to earn bonus interest. It’s a great way to build momentum when you’re aiming high, giving you confidence that your future plans are within reach.

 

Important: all savings accounts have eligibility requirements and conditions that apply. Make sure you check the product page or refer to the Target Market Determination for the full requirements to select the account that best suits you.

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any advice does not take into account your objectives, financial situation or needs. Read the relevant terms and conditions, before downloading apps or acquiring any product, in considering and deciding whether it is right for you. The Target Market Determinations (TMDs) are available on our website or upon request.