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Banking package

Created for West Australian nurses.

For now and into your future

With a dedicated support team, we're here to help you when you need it.

Award-winning banking

Enjoy the benefits of banking with Western Australia's largest customer-owned bank.


In 1972 the WA Nurses Credit Society was established. Over the years, we've become stronger through several mergers, including in 1990 when we became Police & Nurses Credit Society, which then evolved into the P&N Bank we know today.

Our banking package for WA nurses

  • Our ongoing $1,500 cashback offer is available on eligible home loans*.
  • There are no establishment or monthly fees on home loans.
  • We are a participant of the government’s First Home Guarantee and are the only approved WA-based lender.
  • 100% balance interest offset facility.
  • Access to a dedicated support team – nursesupport@pnbank.com.au.
  • We know overtime often supplements your income, so unlike others we take 100% of that overtime into consideration when assessing a new loan.

Meet your Mobile Home Loan Specialists

Emily Ferns - mobile home lender

Emily Ferns

Emily joined our mobile lending team in 2021 and brought a wealth of experience from across the property industry with her.

Her focus is on customer satisfaction and she is committed to achieving the best result for each and every customer.

Call Emily on 0490 857 302

Ross Inglis - mobile home lender

Ross Inglis

Ross has worked at P&N Bank for almost 25 years. With a total of 45 years’ experience within the financial services industry, you can rely on him to help with all your home loan and banking needs.

Ross is passionate about providing exceptional service and helping you meet your financial goals. Talk to him about buying, investing, refinancing or any part of the home lending journey.

Call Ross on 0413 200 453

Alison Davies

Alison Davies

Alison joined our mobile lending team in 2021 and has more than 16 years of lending experience. Her knowledge is vast, and she is passionate about providing exceptional customer service and making the process as easy as possible for you.

Talk to Alison about buying your first home, your next home, refinancing, investing, or even a reverse mortgage!

Call Alison on 0482 180 471

We've made banking simple

We're pleased to offer a range of options to help you easily transact and manage you banking. From instant digital cards, mobile apps and internet banking, to digital wallets – including Apple Pay, Samsung Pay and Google Pay™ – you'll be spoilt for choice in how you access your accounts.

It’s easy to open a new account online too (and it can be done in just a few minutes!). Which means you can be enjoying the benefits of banking with a Western Australian, customer-owned bank in no time.

Open an & Transaction Account

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

*$1,500 cashback is not available with any other offer.

View P&N Bank Bond Group Offer Terms and Conditions.