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Your P&N Bank credit card can be used anywhere overseas that accepts Visa - that’s over 40 million merchants and 2.5 million ATMs globally. 

Your transaction will be charged at the Australian dollar equivalent of the foreign currency amount. The exchange rate will be determined by Visa from the range of rates available in wholesale currency markets on the processing date, or the government mandated rate that is in effect at that time.

View credit card fees and charges.

Important! You must notify us if you're travelling overseas to ensure the security of your card. You can let us know in the mobile app by going to 'Overseas travel' from the main menu. Alternatively, you can send us a secure message from internet banking, or call 13 25 77 and one of our friendly team will be happy to assist.