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Financial hardship

We're here to help if you're struggling financially and worried about meeting your loan or credit card repayments.

Your Financial Wellness

Your Financial Wellness is a free online tool designed to help you feel empowered to take control of your financial situation.

Financial coaching service

We’ve teamed up with Vinnies WA to offer customers in financial stress access to free and confidential financial coaching.

Other useful resources

If you're experiencing financial difficulty, there are other useful resources available that may help.

  • National Debt Helpline
    The National Debt Helpline can provide you with useful information to help you get your finances back on track.
  • The Small Business Debt Helpline (SBDH)
    SBDH is a not-for-profit organisation that provides free, independent and confidential advice for small business owners facing financial difficulty.
  • MoneySmart
    ASIC runs this free service to provide you with information and easy-to-use tools to help you manage your money, plan, invest, or pay off debt.
  • CreditSmart
    Information about Comprehensive Credit Reporting and how financial hardship support may be reflected in your credit report.

We're here to help

Talk to us

Whether you’d prefer to chat to us over the phone, in person, or online, you can get in touch.

Find a branch

We’ve got branches all over the Perth region, and as far south as Bunbury.

Get answers online

We’ve got heaps of info and answers to your questions in our comprehensive help centre.

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mymo by P&N Bank

Your very own pocket-size budgeting buddy. Track your spending, bills, and savings – all in one place. Even if your accounts aren’t only with us.

Financial wellbeing and why it’s important

We've explained what financial wellbeing is, and why it's important to help you get financially healthy this year.

The cost of living: Ways to save

If you’ve reassessed your budget and cut back on unnecessary expenses, the next thing you should do is get smarter with your spending.