1. This Promotion is the Win a $2,000 Prezzee Gift competition.
2. The Promoter is P&N Bank (a division of Police & Nurses Limited), ABN 69 087 651 876, AFSL/Australian Credit Licence 240701, Level 6, 556 Wellington Street, Perth WA 6000, telephone 13 25 77.
3. The Promotion is offered through selected participating branches of P&N Bank in Western Australia.
4. The Promotion Period for the Promotion is:
a) for the Bunbury branch: Monday, 11 May to Saturday, 16 May;
b) for the Carousel branch: Monday, 25 May to Saturday 30 May;
c) for the Karrinyup branch: Monday, 25 May to Saturday 30 May; and
d) for the Midland branch: Monday, 25 May to Saturday 30 May.
5. There are four Prizes for the Promotion. Each prize is a $2,000 Prezzee eGift Card (total prize pool $8,000).
6. To be an Eligible Participant in the Promotion you must:
a) be 18 years or older and a resident of Western Australia;
b) visit a participating branch during the Promotion Period for that branch and book a home loan appointment with a P&N Bank Home Loan Lender;
c) attend the scheduled home loan appointment with the P&N Bank Home Loan Lender (either in-branch, via phone, or via video) before:
i. for the Bunbury branch: Friday, 5 June;
ii. for the Carousel branch: Friday, 19 June;
iii. for the Karrinyup branch: Friday, 19 June; and
iv. for the Midland branch: Friday, 19 June.
7. Employees of P&N Bank and their immediate families, and P&N Bank’s contractors and agents associated with the Promotion are not eligible to participate.
8. Eligible Participants may enter the Promotion only once.
9. There is no fee for entry into the Promotion (other than any ordinary costs associated with attending a branch or communicating with P&N Bank). The Promotion is offered as a game of chance.
10. A Prize Draw for the Promotion will take place at P&N Bank, L8, 100 Edward Street, Brisbane, 4000, QLD at 7.00am on Friday 17 July (AWST). Winners will be determined by random draw from all valid entries received for each participating branch. The Prize Draw is not open to the public and will be observed by a senior manager of P&N Bank.
11. For each participating branch, one Eligible Participant will be randomly selected from all Eligible Participants that booked a home loan appointment at that branch and will be the Winner. There will be one Winner for each participating branch and four Winners in total.
12. Each Winner will be notified by phone call and/or email within two business days of the Prize Draw.
13. To accept and redeem the Prize, each Winner must:
a) demonstrate that they comply with these terms and conditions (including eligibility requirements) and provide proof of identity and residency if requested by P&N Bank;
b) following notification of their win, contact P&N Bank by 3.00pm 31 July (AWST) to confirm acceptance and provide an email address for delivery of the Prezzee eGift Card.
14. If a Winner does not respond by the time stated above, and cannot be contacted after reasonable attempts by P&N Bank, or is otherwise ineligible, the Prize is deemed unclaimed and P&N Bank will conduct a redraw. Any redraw and the subsequent notification and redemption of the Prize will be conducted in accordance with clauses 9 – 13, with the redraw taking place at 7.00am on Monday 3 August (AWST) and, following notification of their win, the Winner needing to contact P&N Bank by 3.00pm Friday 14 August (AWST). If the Winner selected from a redraw does not respond by the time stated above, and cannot be contacted after reasonable attempts by P&N Bank, or is otherwise ineligible, the Prize will be forfeited and not be awarded.
15. Each Winner’s first name and last initial may be published on P&N Bank’s website and may also be published in posts or comments on P&N Bank’s official Instagram, Facebook and LinkedIn pages. Publication will occur within a reasonable time after the Prize Draw (and any redraw, if applicable).
16. The determination of valid participation is at the sole and exclusive discretion of P&N Bank. P&N Bank’s decision in relation to who is an Eligible Participant and whether an Eligible Participant can satisfy these Terms and Conditions is final, and no correspondence will be entered into except as provided by law or code and as accepted by P&N Bank.
17. Any questions, complaints or disputes about the Promotion should be directed to P&N Bank using the contact details in clause 2. P&N Bank will use reasonable endeavours to respond within a reasonable time. Nothing in these terms and conditions limits any rights or remedies available under applicable law.
18. A copy of these terms and conditions is available free of charge from participating branches during the Promotion Period and on request from P&N Bank. P&N Bank will keep records of entries, the conduct of the Prize Draw and the award of Prizes in accordance with applicable regulatory requirements.
19. P&N Bank reserves the right to disqualify any Eligible Participant who tampers with the entry process.
20. The Prize is not transferable, exchangeable, or redeemable for cash. P&N Bank is not responsible for any variation in the value of the Prize between the Promotion Period and the date of redemption.
21. If the Prize is unavailable, for whatever reason, P&N Bank reserves the right to substitute the Prize for a Prize of equal or greater value. The Prize must be taken as stated and no compensation will be payable if the Winner is unable to use the Prize as stated.
22. If for any reason this competition is not capable of being conducted by P&N Bank as intended, whether because of computer virus, mobile phone failure, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other cause beyond the reasonable control of P&N Bank which in P&N Bank’s opinion affects the administration, security, fairness or integrity of the Promotion, P&N Bank may in its sole discretion, cancel, modify or suspend the competition, subject to the approval of any Government Department as may be required.
23. This offer cannot be used in conjunction with any other offers made available by P&N Bank.
24. P&N Bank is not liable for any loss, cost, expense, damage, or liability suffered or incurred by any person in connection with this Promotion or the Prize (except to the extent of the fraud, negligence, or wilful misconduct of P&N Bank (including that of its officers, employees, contractors, or agents)). P&N Bank makes no representations or warranties as to the quality, suitability or merchantability or any goods or services offered as the Prize. Nothing under this clause limits any rights under the Competition and Consumer Act 2010.
25. Each Winner:
a) if requested by P&N Bank and with the Winner’s consent (which may be withheld), agrees to participate and cooperate in editorial activities relating to the Promotion, including being interviewed and photographed; and
b) to the extent the Winner provides consent under paragraph (a), grants P&N Bank a perpetual and non-exclusive licence to use the resulting footage and photographs in all media worldwide, including online social networking sites.
26. P&N Bank collects entrants’ personal information to administer and conduct the Promotion (including verifying eligibility, contacting entrants and Winners, and delivering Prizes). Entrants’ personal information will not be used for direct marketing after the Promotion, unless the entrant separately opts in to receive marketing communications. It is a condition of entry that the information requested is provided. Personal information will be handled in accordance with P&N Bank’s Privacy Policy, available from P&N Bank or at www.pnbank.com.au.
27. Prezzee Pty Ltd (the provider of Prezzee gift cards) is not the promoter for this Promotion, and any queries should be directed to P&N Bank. The Promotion is not sponsored, endorsed or associated with Instagram, Facebook or LinkedIn.
28. Participation in the Promotion (including attending an appointment with a P&N Bank Home Loan Lender) does not constitute an offer of credit or other financial services or a representation that you will be eligible for such services. Any application for credit is subject to P&N Bank’s assessment and approval processes (including eligibility criteria, verification and lending requirements).
29. Any advice given is general only and does not consider your personal objectives, financial situation or needs. Consider the terms and conditions and Target Market Determinations (TMDs) available in branch or at www.pnbank.com.au to see if the service is right for you.
30. These terms and conditions are governed by the laws of Western Australia.