BSB 806 015

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BSB 806 015

Secured Personal Loans

Pay off your loan as quickly as possible with this very low variable interest rate personal loan, secured against your motor vehicle.

Variable interest rate

Yes

Repayments

Weekly, fortnightly or monthly

Redraw facility

Yes

Early payout

Yes

When you’re looking for a holiday loan, car loan or even a short term loan, you want access to the money you need without the worry of high interest rates. Our low variable rate personal loan is designed to suit a range of needs with flexible options to help you manage your repayments.

  • Secured loan - Low interest rates when you secure your loan with your car.
  • Pay your loan off sooner - Make additional repayments and pay your loan off faster.
  • Redraw facility - Access the extra payments you've made into your loan when you need the funds.
  • Flexible repayments - Choose from weekly, fortnightly or monthly repayments.
  • No termination fees - No penalty for paying your loan out early.
  • Go the distance - Loans can be arranged for between 2 to 5 years in length.
  • For loans of all sizes - Obtain a loan that suits your needs starting at $5,000

Interest rates

Product Name Rate
(Variable)
Comparison Rate
Secured Personal Loan 6.99% p.a. 7.97% p.a.

 
Ready to apply or want to find out more?

Start your application online or call us on 13 25 77. 8am - 6pm Mon-Fri and 9am -5pm Sat (AWST)

Call 13 25 77

  

Secured Personal Loan fees & charges

Monthly maintenance fee$10
Establishment fee$199

Other fees & charges that apply to all of our accounts can be found on our fees and charges page

It’s easy to apply for a Secured Personal Loan with P&N Bank. Simply get all your details ready and choose how to apply.

What you need

  • You need to be at least 18 years of age.
  • You need to have an Australian mailing and residential address.
  • You need to be a Western Australian resident (new members only).
  • Become a P&N Bank member.
  • If you’re joining as a brand new member, you need your Australian driver's licence or your Australian passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted.
  • Once you’re a member, you’ll need to give us information about how much money you’d like to borrow and for what purpose, your contact details and your financial details.
  • Once you’re a member, you’ll need details of:
    • your income (or, if you’re self-employed, your tax assessments and financial statements from the last two years)
    • the contact details of your current and previous employers
    • your assets and liabilities, including any property you own, bank accounts, loans with other lenders, shares, motor vehicles and personal effects.
  • You need to read and agree to our privacy statement, terms and conditions and the product disclosure statement.

How to get started

Apply online

Complete, save and submit your personal loan application online. If you need help, talk to us using web chat or call us.

In person

Apply for a personal loan in person at your nearest branch. Make sure to bring all the documents you need with you.

Over the phone

Call us on 13 25 77 and one of our local loan consultants will help you with your home loan application.

6.99 % p.a. Interest Rate

7.97 % p.a. Comparison Rate

Apply Enquire Request appointment

Comparison rate is calculated based on $30,000 over 5 years for secured and unsecured loans. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link.) Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.


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