Carsearch
Need a motor vehicle expert? Carsearch is a free, independent service for P&N Bank members to help you find the car you want at the right price.
Pay off your loan as quickly as possible with this low variable interest rate loan, secured against your motor vehicle.
Interest rate
Low variable rate
Apply online
Response within minutes
Redraw facility
Free 24/7
Early payout
No fees charged
Our low variable rate personal loan is designed to suit a range of needs with flexible options to help you manage your repayments.
Product Name |
Rate
(Variable) |
Comparison Rate |
---|---|---|
Secured Personal Loan | 6.81% p.a. | 7.80% p.a. |
Ready to apply?
Monthly maintenance fee | $10 |
Establishment fee | $199 |
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
It’s easy to apply for a Secured Personal Loan with P&N Bank. Simply get all your details ready and choose how to apply.
Am I eligible?
To be eligible for a P&N Bank personal loan, you must:
Apply online
Complete, save and submit your personal loan application online. If you need help, talk to us using web chat or call us.
In person
Apply for a personal loan in person at your nearest branch. Make sure to bring all the documents you need with you.
Over the phone
Call us on 13 25 77 and one of our local loan consultants will help you with your home loan application.
What you need
You’ll need two forms of identification – choose from Australian driver's licence, Australian passport or Medicard card.
During your application, we’ll ask you details about your financial situation, including:
6.81 % p.a. Interest Rate
7.80 % p.a. Comparison Rate
You don't have to be a member to apply. As long as you're over 18, living in Western Australia and have a regular income you can apply online.
ApplyLog in to Internet Banking to fast track your application. We'll validate your identity and pre-fill everything we already know about you.
LoginComparison rate is calculated based on $30,000 over 5 years for secured and unsecured loans. WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Other fees & charges that apply to all of our accounts can be found on our fees and charges page.
To use this website you are required to read the Credit Guide (which you agree to be provided by accessing this link). Lending criteria apply. Terms and conditions apply and are available on request. Rates stated are subject to change without notice. Fees and charges are payable.
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