Secured Personal Loan

Our low variable rate personal loan is designed to suit a range of needs with flexible options to help you manage your repayments.

• Secured loan - low variable interest rate when you use a car less than seven years old as security.
• Quick and easy online application - get a response within minutes.
• Pay your loan off sooner - we won't charge you any fees for making additional repayments to pay off your loan faster.
• Redraw facility - access the extra payments you've made into your loan when you need the funds.
• Flexible loan options - loans starting from $5,000, available over terms of two - five years.

Secured Personal Loan fees & charges

It’s easy to apply for a Secured Personal Loan with P&N Bank. Simply get all your details ready and choose how to apply.

How to apply

Apply online

Complete, save and submit your personal loan application online, and receive a response within minutes. You can even upload any required documents using Loan Tracker. 

In person

Apply for a personal loan in person at your nearest branch. Make sure to bring all the documents you need with you.

Over the phone

Call us on 13 25 77 and one of our friendly loan consultants will help you with your personal loan application.

What you need

You’ll need two forms of identification – you can use your Australian driver's licence, Australian passport or Medicare card.

During your application we’ll ask you to provide information, such as:

• your income
• regular expenses (e.g. rent, general living expenses, insurance etc)
• any assets you own (e.g. value of any cars, deposit accounts, properties, etc)
• any loans, credit cards or other amounts owing