Download our app for an even better mobile banking experience
To give you the best possible experience, this site uses cookies. Learn more about cookies.
Business Banking with P&N
At P&N Bank, our business is your business - literally. Manage your business with confidence and take the stress out of your day-to-day with our business banking products.
It's business banking the way it should be
Put your business in the hands of a bank that puts you first. We understand that as a business owner, you want your financial partner's goals to align with yours. Here's where we come in.
P&N Bank is the largest customer-owned bank in Western Australia. Our customers and owners are one and the same, so there’s no conflict with shareholders. Our focus is to enrich the lives of our customers and their communities.
Grow your business and take control of your future. We offer products at competitive rates, and personalised service from our local and experienced business banking team who understand your needs.
Trusted relationship managers
Our business banking specialists have decades of experience to draw on.
General business needs – our lenders can provide you with the support and insight required to manage your business. Be it working capital, growth or acquisition, or with solutions to cover your financing needs – short or long term.
Property with purpose – our team are passionate about helping their customers secure strategic investments and develop new opportunities from the ground up. We take the time to understand your project, so we can help you through every stage of the process – whether it’s retail, office, industrial or residential; in metropolitan or regional areas.
We focus on your banking, so you can focus on your building.
The benefits of business banking
Our customers act like they own the place, because they do.
Business banking made simple – when you bank with us, you’ll speak directly with your own dedicated Relationship Manager. They will be your advocate for all of your P&N business banking needs. Our business banking team will speak your language, guide you in the right direction and give you honest answers to all your questions.
Genuine relationships – our business customers are treated as VIPs – our Relationship Managers will provide you with service that is second to none. We’re with you all the way, making your life easier so you can take care of business.
The customer-owned difference – as a customer-owned bank, our customers are our shareholders, so there are no conflicts of interest. All of our profits are used to provide you with better rates, fairer fees, and exceptional service.
Connected to the community – our business banking team care about their local communities. We’re committed to supporting local businesses and initiatives that create positive economic, social, and environmental impacts. With our holistic approach to banking, we help our customers shape the future of their businesses and their local communities.
Business banking products
Our products have competitive rates, flexible features and quick loan approvals.
Business lending
Need help to manage your business and reach your goals? Our business banking team can structure a loan to suit your needs, with honest pricing and flexible repayment options.
Our business loans can help you to:
- purchase property and expand to new locations
- acquire new vehicles, machinery and equipment
- guarantee a payment
- manage cash flow shortfalls with an overdraft facility linked directly to your business account
Whether you need funding for long-term investments or just need help with your everyday operations, P&N Bank has a product to suit your business. Please contact one of our Relationship Managers to discuss options that will suit your needs.
Business accounts
Managing a business can be complicated, but managing a business account shouldn’t be. That's why we've kept things simple with our business account.
Your business banking team
Meet the WA based team who use their banking expertise and knowledge of the industry to give your business the edge.
Darren O’Hara
Senior Manager, P&N Business Banking, WA
Darren is new to the team and has been in the banking industry for more than 25 years. After completing a Business Studies Degree, he worked 10 years in retail banking followed by 15 years in property finance specialising in commercial and institutional banking.
His expertise in property development and investment is an asset to our members and he leads a team of friendly and experienced relationship managers with expertise across a broad range of industries, including property development, commercial property investment and general commercial trading.
Get in touch with Darren
Email: [email protected]
Phone: 0499 865 049
John Salter
Relationship Manager, P&N Business Banking Property, WA
John loves seeing projects get off the ground. An accomplished property finance specialist who has worked in the property and construction industries himself, he understands what it takes to make the right investment and bring a project to life. He’s dedicated to helping his clients overcome obstacles and see their project or financing proposal through to completion.
John brings more than 30 years of experience in the financial services, property and construction industries to his role. He places a high value on long-term relationships, and prides himself on providing good, old-fashioned personalised service and always being willing to go the extra mile for his clients.
Get in touch with John
Email: [email protected]
Phone: 0482 182 110
Phil Urquhart
Relationship Manager, P&N Business Banking, WA
A Chartered Accountant with more than 20 years professional experience, Phil is passionate about helping his clients meet their business and personal financial goals.
Whilst working at a Big 4 accounting firm and in commercial lending for a number of years, Phil has developed extensive experience in providing tailored financial solutions (lending, deposit management, and risk mitigation) to family offices, SMEs, and corporates operating in mining services, logistics (air and road), wholesale distribution, property and professional services.
Whether you’re looking to grow your business, acquire assets, or simply in need of a Business Banking specialist who listens and works with you, get in touch with Phil today.
Get in touch with Phil
Email: [email protected]
Phone: 0487 302 426