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Finance built to your needs

Loans are structured to suit your unique business needs.

Dedicated Relationship Managers

Experienced relationship managers to support you and your business.

Flexible repayment options

Fixed or variable interest rates, principal and interest, interest only and interest capitalised repayments.

Secured finance

Fully secured over property or commercial asset.

Property finance

Finance for a range of property needs including residential, commercial and investment.

Business finance

Flexible finance options with business loans and overdrafts that can be accessed for a range of business needs.

Whether you need funding for long-term investments or you just need help with your day-to-day operations, a business loan or overdraft could help. 

  • Minimum loan size $500,000
  • Purchase property and expand to new locations.
  • Acquire new vehicles, machinery, and equipment.
  • Guarantee a payment.
  • Manage cash flow shortfalls with an overdraft facility linked directly to your business transaction account.

Need business banking help?

Get in touch

Call us on 13 2577 or visit a branch for help with your business account or everyday business banking

Got a question?

For a new business loan enquiry you can enquire online and specialist will call you back.

Contact a Relationship Manager

For help with business lending, property and commercial management.

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Police & Nurses Limited (trading as P&N Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence (ACL) 240701 has entered into an arrangement with Mildura Finance Pty Limited ABN 28 089 538 198 ACL 385395 (Platform) under which P&N Bank refers prospective customers to Platform. The Platform provides those customers with access to a panel of accredited financiers (Accredited Financiers) for business Motor and Equipment Finance.

Under this arrangement, P&N Bank only refers prospective customers to Platform. It does not operate under its own ACL. The decision to lend to a prospective customer is made, and credit is provided by, the relevant Accredited Financier. P&N Bank does not endorse any particular product or service obtained through Platform or provided by an Accredited Financier.
Completion of an application does not guarantee approval of a credit facility for business Motor or Equipment Finance.

In the event the application for a credit facility is approved and funded, the ongoing relationship and management of the facility is between the customer and the relevant Accredited Financier. P&N Bank may receive a referral fee from Platform.

Read the relevant product terms and conditions before deciding if a product is right for you.