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Locked in rates

Lock in exchange rates* each time you load money to your card, so you know exactly how much you’ve got to spend.

Accepted globally

Add money to your Cash Passport™ and use it wherever Mastercard is accepted, worldwide.

Easy management

Track your spending, reload your card, transfer money between currencies, and more – all while on the go.

24/7 global assistance

No matter where you are or what the time is, help is always just a call or email away.

Why choose a Cash Passport?

A Mastercard Cash Passport™ is your ultimate travel buddy. Load up to 11 different currencies on a single card and use it in store, online, or at ATMs – wherever Mastercard is accepted^.

Load up to 11 currencies

Australian dollars, Great British pounds, US dollars, Euros, New Zealand dollars, Hong Kong dollars, Singaporean dollars, Thai Baht, Canadian dollars, Japanese Yen and Arab Emirate Dirham†.

Manage your account online

Register and login to your account to switch money between currencies, reload, temporarily lock your card, and more.

Lock in exchange rates

Know exactly how much you’ll have available to spend by locking in the exchange rate when you add money to your Cash Passport*.

Not linked to your bank account

Enjoy the extra peace of mind knowing your banking back home can stay there – safe and secure.

Emergency cash access

If your card is lost, the Cash Passport™ team is ready to replace your card or help organise emergency cash#.

24/7 global assistance

Get in touch at any time of the day or night If you need help – it’s always just a call or email away!

How does a Cash Passport outsmart travel money?

Safer and more secure than cash

You’ll have round-the-clock support with Cash Passport’s 24/7 global assistance. If you lose your wallet, just make a call. You’ll get a new card - quickly and free of charge - and you’ll have access to emergency cash so you can keep enjoying your holiday#.

Keep track of your travel spending

Manage your money wherever you are with 'My Account’. You can reload your card, transfer between currencies, and even cash out your remaining balance when you’re back home. Shop with confidence knowing exactly how much you have available, or top up your balance with the advantage of locked-in exchange rates*.

Convenient and contactless

Discover the freedom of exploring the world with just one card. Eat, shop, and play wherever Mastercard® is accepted, and withdraw from ATMs along the way – just like you do in Australia. Plus, save time with payWave, so you can tap, go, and spend more time thinking about your next adventure.

Ready to go?

Visit the Cash Passport website to order a new Cash Passport™ or top up your current card.

Order a new card

Top up your existing card

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Planning your next holiday?

With P&N Bank's travel insurance for both domestic and international travel, you'll be able to take peace of mind with you on your next adventure.

International payments

Whether you’re receiving an overseas payment or need to make a transfer across international waters, we're here to make things easy.

Smash your savings goals

Whether you’re saving for a holiday or a rainy day, P&N Bank has savings account options to help you reach your goals.

Important information

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Cash Passport™ Platinum Mastercard® (“Cash Passport”) in conjunction with the issuer, EML Payment Solutions Limited (“EML”) (ABN 30 131 436 532, AFSL 404131).  You should consider the Product Disclosure Statement for the Cash Passport available at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. The Target Market Determination for this product can be located at  Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

* Lock-in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

^ Subject to any surcharge that may be imposed directly by merchants. Cash Passport is unable to be used for purchases related to gambling or adult entertainment. Currently Cash Passport cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan, Syria, Donetsk and Luhansk. If you attempt to use your card at merchants in any of these countries and geographical regions, your request will be declined. Additionally, all Mastercard will not work at Russian merchants or ATMs. In addition, the ATMs and POS terminals are not owned or operated by the Issuer or Mastercard Prepaid Management Services Australia Pty Limited and the Issuer or Mastercard Prepaid Management Services Australia Pty Limited are not responsible for ensuring that merchants will accept the Card. For example, the Issuer and Mastercard Prepaid Management Services Australia Pty Limited cannot control when an ATM or POS terminal is due for maintenance or is faulty or if a merchant chooses not to accept the Card. In such cases, your Card may not function properly or be declined. For more information please see the Product Disclosure Statement at for the Target Market Determination.

† Before you make a decision to acquire the card, please check for the latest currencies supported.

# T&Cs apply. Customer must contact Customer service to report lost or stolen card. Emergency cash can be arranged up to the balance on your Cash Passport, subject to availability of funds at the approved agent location. Please visit for contact details.

+ Flight Delay Pass is provided to you on the basis you are not in breach of Cash Passport MasterCard® Product Disclosure Statement and Terms & Conditions and your card remains open. It must not be sold in any way and Mastercard reserves the right to cancel the pass that are in breach of this policy. Access may not be available if the applicable lounge is full or near capacity at the full discretion of lounge staff. Access and use of the lounges is subject to its own terms and conditions. Mastercard reserves its right to amend or withdraw the Flight Delay Pass at any time and where possible, provide prior notice to you. Visit the Flight Delay Pass website for Terms and Conditions.