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No monthly fees

Monthly fees? Not on our watch. Keep your savings where they belong - in your account.

Peace of mind

Total deposits up to $250k are protected by the Financial Claims Scheme.

Access to your money

We understand that sometimes, you just need to dip into your savings.

Bank online, 24/7

Effortlessly transfer money and pay bills using internet banking or our mobile app.

High interest savings accounts for every stage

Hi Saver Account

A savings account where you can earn bonus interest for the first four months from the date you open an account.

Up to
% p.a.
Total variable rate for first 4 months
  • No monthly fees
  • No minimum balance required
  • Bonus interest paid*
  • Pay&Save round-ups available

SwiftSaver Account

A savings account that rewards you with bonus interest for sticking to a regular savings plan.

Up to
% p.a.
Standard + bonus variable rate
  • No monthly fees
  • No minimum balance required
  • Bonus interest paid*
  • Pay&Save round-ups available

& Retirement Account

A transaction and savings account in one for over 55s - with card access and a competitive interest rate.

% p.a.
Variable rate
  • No monthly fees
  • No minimum balance required
  • Bonus interest paid*
  • Pay&Save round-ups available

*Conditions apply. Please refer to the product pages for more information.

Let us help you kick your savings goals

Save on autopilot with Pay&Save

Automatically round up your in store or online purchases to the nearest one, five or ten dollars with an & Transaction Account, and save the difference.

Understand your financial wellbeing

No matter where you are on your financial journey – even if you're only just starting it – Your Financial Wellness can help.

Budget like a boss

Your very own pocket-size budgeting buddy. Track your spending, bills, and savings – all in one place. Even if your accounts aren’t only with us.

Open your savings account online in minutes

Existing customers

Already bank with P&N? Great choice - simply login to internet banking or go to the mobile app to open your new account.

New customers

If you’re over 18 years of age, you can open your account in minutes. You’ll become a customer and enjoy all of the benefits of banking with P&N. 

Choose your account

Open your account in a branch

We're happy to meet you if you choose to open your account at your nearest branch

New customers

To open your account online you will need to be:

  • over 18 years of age
  • an individual (not a business or association)
  • an Australian resident with a current Australian residential address.

And you’ll need to provide two of the following:

  • a valid Australian driver's licence;
  • an Australian passport;
  • a Medicare card (green).

Handy hint: Have your tax file number ready. If you earn more interest than the limit set by the ATO, you need to pay tax. To avoid this, provide your tax file number when applying.

Open your account in a branch

If you don’t already bank with us you’ll need to bring your Australian driver's licence or a valid Australian passport for ID.

A list of alternative identification documents is available for anyone who:

  • is under 18 years of age
  • is a non-resident
  • doesn't have an Australian photo identity document

How much could you save?

See how your pot of gold could grow with the help of a good interest rate, regular deposits, and our simple-to-use calculator. No rainbow required!

Savings and term deposit calculator

More calculators

We're here to help

Talk to us

Whether you’d prefer to chat to us over the phone, in person, or online, you can get in touch.

Find a branch

We’ve got branches all over the Perth region, and as far south as Bunbury.

Get answers online

We’ve got heaps of info and answers to your questions in our comprehensive help centre.

Important information

Banking and Credit products issued by Police & Nurses Limited (P&N Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.